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Another one gone

hi all
just wanted to say that our-last-but-one debt will be paid on the 26th of this month. It is with HFC bank and leaves us with lloyds to pay--£1400 to go on that one, and it will be gone by March next year.;)

I just wanted to tell people who would understand how good that feels--we had £61k about 7+yrs ago, and it felt like there would never be an end. I love reading about others' sucess on this site, and I have learnt soooooooo much---good luck to us all and remember there is always light at the end of the tunnel (and it isn't always a train!!!!!!)

churchrat
LBM-2003ish
Owed £61k and £60ish mortgage
2010 owe £00.00 and £20K mortgage:D
2011 £9000 mortgage
«1

Comments

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Well done church rat, you are almost at the end of the most enlightening journey :)

    £61k in 7 years is an incredible achievement. Well done. Stories like yours inspire me on the days when it is such a struggle to go on.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    churchrat wrote: »
    hi all
    just wanted to say that our-last-but-one debt will be paid on the 26th of this month. It is with HFC bank and leaves us with lloyds to pay--£1400 to go on that one, and it will be gone by March next year.;)

    I just wanted to tell people who would understand how good that feels--we had £61k about 7+yrs ago, and it felt like there would never be an end. I love reading about others' sucess on this site, and I have learnt soooooooo much---good luck to us all and remember there is always light at the end of the tunnel (and it isn't always a train!!!!!!)

    churchrat

    party0033.gif
    Way to go churchrat!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    wow thats great...well done!
    SShhhhhhhhhhhhhhhhhhhhhhh
  • :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

    go you!! well done!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • churchrat
    churchrat Posts: 1,015 Forumite
    thanks all--I know its odd but I just needed to tell someone--and it isn't the sort of thing you can brag about to most people
    cr
    LBM-2003ish
    Owed £61k and £60ish mortgage
    2010 owe £00.00 and £20K mortgage:D
    2011 £9000 mortgage
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    :rotfl::rotfl::rotfl::rotfl: I know what you mean! When you start this debt free wannabee stuff you get kicks out of every successes!!!!!! And we all get really excited over things every other person would get less excited over:confused:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Well done!! xx
    O/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Thats fantastic to do that in such a relatively short space of time is amazing. We do get happiness from successes no matter what they are. Now i actually get excited each month waiting for the CC statement to see how it is reducing and what that represents!
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • churchrat
    churchrat Posts: 1,015 Forumite
    I am such a sad person and have no life!! I add up at the end of each month to see how much more we have to go-- the really sad part about that is that I know EXACTLY how much longer I have to go-- I just really like seeing it down in black and white. At the beginning I used to do this in terms of pounds, but now I do it in terms of months. My OH thinks I'm obssessed and I think that maybe he has a point.

    What will I do when we have finished this???? I find it really comforting to tot it all up and see how much it has shrunk since the start, think I will find that hard to let go of--does any one understand that?
    LBM-2003ish
    Owed £61k and £60ish mortgage
    2010 owe £00.00 and £20K mortgage:D
    2011 £9000 mortgage
  • Odette
    Odette Posts: 716 Forumite
    Congrats! Are you going to celebrate tonight?
    Aim - BUYING A HOUSE :eek: by November 2013!
    Saved = 100% on 03/07/12 :j
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