Moving a Mortgage to 2nd property

Bobby_Dazzler

Hi All

Hopefully someone can help me here.

My partner works for a high st bank and is offered a very good staff mortgage that she has on her property.

I have my own place with a mortgage with the same High st bank for my property that we both live in that ithe mortgage is currently on SVR, affordable but the staff deal is much better.

My partners property has been rented out for the last 6 months but the tennant has decided that they do not want to stay and have given 1 months notice.

We have our first baby on the way and i want to try and get a bit of stability on the money side as the rental market is tough at the moment and finding tennants is not easy

My partner would like to keep the property but it is causing us alot of stress at a time we really dont need it.(stress)

I think due to the current conditions in the housing market she would just about break even if she sold the property.

I think it might be a good idea to sell and make a little profit if we are lucky.

Now for my question.... One idea is that we could sell my partners house and port her staff mortgage on to my property with both of us on the deeds and mortgage which will save us on mortgage payments each month and will save us the stress of tennants not paying or terminating their contract.

How do we get the mortgage in both our names?
Do we need to use solicitors?
Will my partner need to buy my house in order to do this?

Hopefully this makes sense

Thanks in adavnce

Bobby