where to start

headoutofsand

jammie1 wrote: »

Read lots of posts on here, that's what I did and it really helped me make sense of everything, and ask lots of questions.

Ask away;)

headoutofsand

Charco wrote: »

Honestly, i aint judgin' - Stick it to the man!
Twas just a wee joke/observation.

Apologies for taking it the wrong way;)

fiveyearplan

I was already maxed out so didn't get the opportunity!

fatou256

JCS1 wrote: »

Most OR's do tend to turn a blind eye to use credit cards/overdrafts to pay BR fees. But maxing credit cards and overdrafts prior to BR, may be seen as misconduct, and does lead to further investigation (obviously depends on amounts and what the money is spent on). Whilst I am not saying whether it is right or wrong, it is important that the OP is fully aware before making any decisions.

i do understand where you comming from but what is happening and what should actually be done is very different what i am talking is not thousand of pounds ... only just enough to get you through until everything is sorted.......

fatou256

fiveyearplan wrote: »

I was already maxed out so didn't get the opportunity!

ypou will be surprised how low creditor can get i remember before my BR order was made, i was hounded by natwest ( 3/4 phone call everyday) to get a loan everyday even though they knew i was unemeployed that i was not receiveing anymore JSA .... and foolishingly enough i sign the deal , the OR was not very impressed by their action.

headoutofsand

fatou256 wrote: »

i do understand where you comming from but what is happening and what should actually be done is very different what i am talking is not thousand of pounds ... only just enough to get you through until everything is sorted.......

Fatou I know where you're coming from, it's called " not taking the !!!!";);)