Unenforceability & Template Letters

Jackswan_2

never-in-doubt wrote: »

Mate try sending a reply like this - see how they cope with that lol.....

Thanks N-I-D, I particularly like the last paragraph where you suggest that they take legal advice before responding to me. LOL

never-in-doubt

Jackswan wrote: »

Thanks N-I-D, I particularly like the last paragraph where you suggest that they take legal advice before responding to me. LOL

Well they better do before I tear them a new a-hole (on behalf of you) lol....... They making themselves look silly, the letter you got is a blanket letter that they send to everyone and has no legal standing! Its not even worth using as loo roll......

Cahoot_hater

Hi NIDS,

It's been nearly 6 weeks since I sent a letter to Natwest requesting to remove my default notice, and as of yet I havn't had a reply. Maybe it could be to do with the strike action by royal mail but I feel I've given them plenty of time to reply. What do you think my next plan of action should be do I wait another 2 weeks or fire of one of your other fine letters. Maybe they didn't have the balls to reply after reading your letter which i fired off requesting for copies of the default and termination notice on 14th of August.

The post below might jog your memory


http://forums.moneysavingexpert.com/showpost.html?p=24106875&postcount=997

Cheers :beer:

never-in-doubt

Cahoot_hater wrote: »

Hi NIDS, The post below might jog your memory
http://forums.moneysavingexpert.com/showpost.html?p=24106875&postcount=997

Cheers :beer:

Hi matey - thanks for the link, makes life so much easier (two threads have been merged now lol)..... i'd just send a quick note saying 'please find attached a copy of my letter dated XXXX, I expect a response within the next 14 days' and send a copy of the last letter to remind them - was the original letter signed for, if so when and by whom?

leanne82duke

quick question about post being signed for.
the letters i sent off were recorded delivery but when i checked on line i was expecting a signature but it just says that they were delivered from one delivery office to that address is that acknowlegment of them being delivered?

never-in-doubt

leanne82duke wrote: »

quick question about post being signed for.
the letters i sent off were recorded delivery but when i checked on line i was expecting a signature but it just says that they were delivered from one delivery office to that address is that acknowlegment of them being delivered?

If you used the orange recorded delivery then yea, so long as royal mail can confirm that it was received by the other side (I thought they posted a signature online?)

But so long as it says delivered and has a date then you've got the proof you need

Still_surviving

Have decided to CCA all my cards, not just the two I originally mentioned in my earlier post....Late payment fee and Overlimit fee when my payment cheque cleared my bank same day as their statement saw to that grrrrrr.

Just a quickie, on the opening page of this thread you say allow 12+2 days, whereas I read elsewhere (before choosing this wonderful site lol) that it has to be working days

Can you clarify please? Much appreciated

never-in-doubt

Still_surviving wrote: »

Have decided to CCA all my cards, not just the two I originally mentioned in my earlier post....Late payment fee and Overlimit fee when my payment cheque cleared my bank same day as their statement saw to that grrrrrr.

Just a quickie, on the opening page of this thread you say allow 12+2 days, whereas I read elsewhere (before choosing this wonderful site lol) that it has to be working days

Can you clarify please? Much appreciated

Hiya,

Its 12 + 2 days and this is worked out by using varying laws which when put together equate to 2 days delivery time and 2 working weeks to deal with the request which is ample time - just cos they do not work weekends does not affect the statute that this complies with therefore 12 days (mon-sat x 2) is classified as ample.

Cahoot_hater

never-in-doubt wrote: »

Hi matey - thanks for the link, makes life so much easier (two threads have been merged now lol)..... i'd just send a quick note saying 'please find attached a copy of my letter dated XXXX, I expect a response within the next 14 days' and send a copy of the last letter to remind them - was the original letter signed for, if so when and by whom?

Thanks for getting back m8, I don't think the letter was ever signed for because all it says on the tracking site was that the letter was delivered at so an so date and they don't have an electronic copy of the signature at the moment. Still says the same thing after 6 weeks.

Think I'll post a reminder letter off and see what happens.

Thanks NID!!

never-in-doubt

Cahoot_hater wrote: »

Thanks for getting back m8, I don't think the letter was ever signed for because all it says on the tracking site was that the letter was delivered at so an so date and they don't have an electronic copy of the signature at the moment. Still says the same thing after 6 weeks.

Think I'll post a reminder letter off and see what happens.

Thanks NID!!

Yea go for it mate, and also send a copy of the last letter - maybe worth spending a couple of quid and doing it special delivery? At least you know it be there tomorrow and will see the signature online? :beer: