WTD: No fee BT of £1500, 0% for 9months

rossyl

I've read Martin's article but fear it may be slightly out of date, as i didn't see some cards mentioned on this forum on the article.

So here's the deal.

I've got £1500 on my HSBC credit card, and interest is increasing.
I'm leaving my job this week and going travelling for 4 months. So will be unemployed.
I want to stick this whole amount on a 0% for as loong as i can with no BT fee.
I will then continue switching this amount until september 2007.


I've got a Nationwide Flex Debit Card for free cash withdrawls.

I have taken a Nationwide Credit Card to pay for things, and a Egg Card in case I am exceptionally pooor and need to make a cash withdrawl on the card (as it states cash withdrawl fee is waived if u have an Egg Account I've got Egg Money)

Please recommend me a card to put the £1500 on , as well as comment on any other aspects you feel neccessary.

Thanks so much!

The_Boss

Capital One - nice easy set up online and a quick decision. 15 months but with a 2% fee, which I see that you dont want, but this is the longest deal.

I would have said Barclaycard, but they have added a BT fee to theirs.

rossyl

capital one would be £30 fee?

The_Boss

rossyl wrote:

capital one would be £30 fee?

I think so. For 15 months, thats a small price to pay.

YorkshireBoy

rossyl wrote:

...and a Egg Card in case I am exceptionally pooor and need to make a cash withdrawl on the card (as it states cash withdrawl fee is waived if u have an Egg Account I've got Egg Money)

It's unclear (to me) which Egg product you have, so...

A cash withdrawal on an Egg Card will incur a fee and interest from the date of withdrawal until the whole balance is repaid in full.

Whilst there is no fee for withdrawing cash on Egg Money, you will incur interest if the withdrawal leaves a negative balance. This interest will again be charged until you clear the balance in full. You can avoid the interest by 'pre-loading' some emergency spending money, thus creating a positive balance, on this card before you go.