Who are Barclays 'Branch Recovery Unit'?

want2bfree84

I've had a letter saying that if I don't pay my overdraft in full by 21st August, then it is going to their branch recovery unit who will take recovery action??

What does this mean?? I am paying them £28 per month through payplan on a DMP (1st payment due next week), and because of a change of circumstance with my husband, this debt is now solely in my name?

It also says they will be charging me 60 pence interest per day!!

I honestly HATE Barclays...it was them that told me to go to payplan or the CCCS and they cause me nothing but problems :mad:

Please tell me it will get better, and I won't be dragged through the courts I am so stressed with working, my disabled husband, my degree and my children...i just can't cope with this. I want them to accept my £28 a month offer and let me get on with it

Please help

BeautyandtheBeast_3

Hi,

when did you last make a payment into your overdraft?

want2bfree84

1st July for £40

BeautyandtheBeast_3

This year ? then why on earth are they demanding immediate payment??

want2bfree84

Yeah this year!

They are demanding immediate payment of the full balance (£1800):mad: This is despite me sending very personal hospital letters regarding my husband so they know my circumstances

want2bfree84

Anyone?

thanks

Deep_In_Debt

Not sure on Barclays Bank but Mercers are Barclaycard in house debt collections and they are hell!

Not sure if banking use Mercers also - I should imagine they do. I had a Barclaycard but have never banked with Barclays. They told me to go to either CCCS or Payplan as they would accept their proposals but still had the gall the send a doorstep collector. However, since then, May 2008, they've not bothered me since and accepted my dmp.

smcshane

hi. Just wanted to let you know about my barclays experience. I took got this letter from barclays as soon as they got my dmp notice in may and have heard nothing since. They are excepting my cccs payment every month though x