Text From Barclays

mustbedebtfree

Just thought i would share the text i just recieved from Barclaycard (bearing in mind i told them contact by letter only)

"Your barclaycard account is 2 months overdue. Your credit rating is now being affected by this debt please call us to discuss your options."

A if they accepted my token payment they would have had some money instead of none....

B I'm going bankrupt so my credit rating is mud, and about to become a lot worse :rolleyes:

So_Sad_Angel

Just reply `STOP` & they must stop sending you the texts....very annoying are`nt they.

LOL...I offered token payments to all my creditors last May 08...all refused...sadly this added to the stress & due to illness my income ceased.

Had they been more accomodating I would have been able to pay them something & may not have been so ill from the stress. Still ...thats their loss now.

Flowerpot_2

Mmmmmnnnnn, my OH had a few of those & we also had txt messages via the landline (creepy robotic voice!) they come at you from all angles don't they?! Complete waste of their time tho at the end of the day :rolleyes:
FP x

miss_spooky

Hi,

I think that's the story with most of us on here. I offered all my creditors token payments which were acccepted for the first month then they pile on the pressure each month to increase, "send in yr financial statement etc" - why when nothing has changed? Benefits only go up once a year so why do we have to keep reviewing every mth etc.

If mine had been more accomadating we may have continued to pay. But s*d em. Now BR so their own problem.

Good luck.x

xocbc

Beware, I too get lots of texts from Barclaycard. I do not and have never had one - there are scammers flooding my mobile phone at the moment. (and this is a pay and go phone that is a few weeks old and the number has not been given to anyone (even I don't know it lol)).

The text asked me to contact 0844 5560057 or 0844 5560058 and a Google search revealed a lot of people in a similar position.[FONT=&quot]

I did complain about this to Barclaycard but didn't get the courtesy of a reply...
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wayforward_2

Barclaycard are the only people who wouldn't accept the pro rata payments offered in our DMP - they want a minimum of £5 per month despite that meaning their percentage was way more than other creditors as we owe them a relatively small £300 odd. Their approach worked though with us because they hassled us so much with texts, automated phone calls at 8 am on a weekend that i have ended up setting up a standing order to them outside of my DMP for £5 per month just to shut them up! Thinkin about it i will cancel that now so that when i go BR on 28th August it doesn't look like a preferential payment - however small!

fiveyearplan

I would just ignore and delete the text messages. If it is a scam and you reply it could cost you a lot of money!

mustbedebtfree

Yeah i am ignorning them, what the companies that constantly call don't realise is that i have changed my mobile number. So the number they call sits at home in a drawer all day and when i get home and find the masses of missed calls it makes me wonder. Is my debt to them that important that they HAVE to call me 17 times a day?!?

Makes me feel so much sympathy for those that have them constantly calling the land line (i just got the landline set up and its x directory)

fiveyearplan

I unplugged my phone at 8:00 am and put it back in at 9:00 pm most days to avoid it ringing. You get put on automatic dialling which is why if you mistakenly pick up you can tell, there is always a second or two delay which gives you just enough time to hang up! hehehe

mustbedebtfree

fiveyearplan wrote: »

I unplugged my phone at 8:00 am and put it back in at 9:00 pm most days to avoid it ringing. You get put on automatic dialling which is why if you mistakenly pick up you can tell, there is always a second or two delay which gives you just enough time to hang up! hehehe

Good tip FYP!!! :T

money_penny_26

awww flowerpot i am totally with you on the creepy robotic voice.this is the one that freaked me out,an after that i just dont answer the phone.had sky card.this morning 8 30. sunday.left a message on answer machine in a creepy voice.now are they dumb why would you respond to that. penny