House Price Boom Starts Again.......

HAMISH_MCTAVISH

nearlynew wrote: »

Maybe not.

But it does mean you are a HPI cheerleading chancer and a very silly boy.

And you are a victim of the hpc cult, who has to believe in a crash with a religious fervor.

You are completely incapable of accepting facts that disagree with your beliefs, and choose to attack anyone that does not agree with you.

BURN THE WITCH!!!!!!!

Good to see so little has changes in the last few centuries.:rolleyes:

mewbie_2

HAMISH_MCTAVISH wrote: »

£200 since 2007

I can only assume from that figure that you have no woman in your life. £200 doesn't even cover cushions and candles.

HAMISH_MCTAVISH

mewbie wrote: »

I can only assume from that figure that you have no woman in your life. £200 doesn't even cover cushions and candles.

Happily married. But I don't pay for cushions and candles, and even if I did, it wouldn't be classed as maintenance.

Graham_Devon

HAMISH_MCTAVISH wrote: »

And you are a victim of the hpc cult, who has to believe in a crash with a religious fervor.

You are completely incapable of accepting facts that disagree with your beliefs, and choose to attack anyone that does not agree with you.

BURN THE WITCH!!!!!!!

Good to see so little has changes in the last few centuries.:rolleyes:

You keep banging on about facts, but whn asked, you use extreme examples and tell us we are ignoring the facts.

How about this fact. You say you have only spent £200 on maintanance. Surely this maintanance includes stuff like insurance, as its part of running and maintaining the rental. Though I would guess in your case, you will say it doesnt class as that.

nearlynew

HAMISH_MCTAVISH wrote: »

Once again, your point is irrelevant. The discussion at the time was about the costs of a house, and someones ability to save.

The fact that I have two houses is not typical, and thus irrelevant.

However, FYI, I have spent an average of £500 a year over the last 20 years or so, although about half of that was not really maintenance, but more upgrading.

In my more recent house, its been more like £200 since 2007. But that is smaller, and a terrace, and needs less maintenance.

You seem to have an idea that maintaining houses is very expensive. It isn't, if you buy one that has been well maintained, and ensure you conduct preventative maintenance and upkeep rather than letting things deteriorate.

You are either a bot or a clown.

Either way, thanks for the laughs McTittish.

You silly boy.

mewbie_2

HAMISH_MCTAVISH wrote: »

Happily married. But I don't pay for cushions and candles, and even if I did, it wouldn't be classed as maintenance.

The way it works is. Buy some new cushions. They make the carpet look shabby. So buy new carpet. But actually it would save money to redcorate room first, then lay carpet, after all we don't want to spoil the new carpet by dropping wallpaper glue and paint on it. If we are redecorating then why don't we take the opportunity to extend out the back, because no point in decorating and then doing it. And that sofa will be right out of place in our nice new extended living room.

From cushions to financial ruin. That's how it works.

Cleaver

mewbie wrote: »

The way it works is. Buy some new cushions. They make the carpet look shabby. So buy new carpet. But actually it would save money to redcorate room first, then lay carpet, after all we don't want to spoil the new carpet by dropping wallpaper glue and paint on it. If we are redecorating then why don't we take the opportunity to extend out the back, because no point in decorating and then doing it. And that sofa will be right out of place in our nice new extended living room.

A 4x4 SUV would go just lovely with that new carpet.

nearlynew

mewbie wrote: »

..................... And that sofa will be right out of place in our nice new extended living room.

From cushions to financial ruin. That's how it works.

You mean the "light and airy kitchen-diner".

And don't forget we put in some french doors.
Or should I say "brought the garden into the living space"

mewbie_2

Cleaver wrote: »

A 4x4 SUV would go just lovely with that new carpet.

And after all that we'll need a holiday.

HousingBear

HAMISH_MCTAVISH wrote: »

Oh dear, not that tired old bear meme again. You should really try to think of something original instead of the same old discredited tripe.

Houses are an asset. Sure, they also have utility value, like some other asset classes, but fundamentally they are an asset.

If you wish to buy a means of shelter that acts like any other mass produced consumer good, ie, it depreciates, then they are also readily available.

I suggest you try here........

http://caravansearcher.co.uk/caravans/latest/special-offers.html?gclid=CP7LyqHBj5wCFU0B4wodvnWYXg

Not that old house price ramping muppet argument again. You really should come up with something a bit more original that doesn't give the impression that you have the attitute of "I've got a house (and another one) and want to make a fortune out of other people being in debt for a lifetime".

It is this whole "a house is an asset class" thinking that almost caused the collapse of the western financial system last October. I'm amazed that just a few months after we came so close to catastrophe, you have the gall to be ramping HPI as "good news".

And I don't need a caravan, ta, I've got a house which is paid for. It is for living in, not part of my "investment portfolio" or my "net worth". It may make capital gains and it may make capital losses, which affect my life not one iota. However, as far as income is concerned, it is definitely a liability, as it costs me money to heat, light, insure, tax and repair.

Oh, and I see you've been making friends on GHPC - with Columbo of all people. Says it all really.