📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Quickest Credit Card To Recieve?

Hi MSE.

My dad has a 1000 credit rating and needs a credit card immediatley. it needs to arrive yesterday!!! he already has a tesco clubcard credit card but he needs something else asap.

Does anyone have any information that may help? like how fast they got their card?

Thanksssss!
- HSBC Premier - Mastercard £9,000 - Overdraft £6,000 - MBNA Platinum £3k (£2,500 @ 0% SPENT) - American Express Platinum £6,100 - Coutts Classic Card £5,000 - House Of Fraser Recognition Mastercard / Santander Cards £250 -

- Bank Americard Limit $3100 - Citi Mastercard Limit $700 - WalMart Discover Card $2,500 Limit -

Comments

  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    "My Aim: £4.3m in savings"

    I think thats possibly somewhat optimistic ;-)
  • just_about
    just_about Posts: 241 Forumite
    Ask him try the bank he is with at the moment and to apply for the c/c in the branch !!

    The reason me saying this is the decision in almost all cases are instant in the branch, and also if he is approved then all the aggrements etc is signed there and then in the branch itself !! Also he can request them for a faster delivery, this worked for me when i applied for my c/c with lloyds, applied and signed all the paperwork in the branch and the card and pin arrived within 4 working days flat :T from the day of the actual application !!
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    sharpy2010 wrote: »
    "My Aim: £4.3m in savings"

    I think thats possibly somewhat optimistic ;-)

    Yeah.... that's helpful.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • anna42hmr
    anna42hmr Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    my fastest card to arrive was the post office, which from applying online to receiving the card was under a week (6 days i think)

    it was certainly faster than any of the other credit cards i hold or had in the past (ie than lloyds amex, halifax, mint, natwest, egg, santander zero,mbna whiteroom vip card, capital one platinum etc)
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Volcane
    Volcane Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My fastest was Ulster Bank.

    Applied on a Monday with instant accdeptance, card arrived on the Saturday.
    Best Regards,

    V
  • VenuS
    VenuS Posts: 167 Forumite
    Part of the Furniture Combo Breaker
    Barclaycard Platinum gave my decision right away, and the card with me within 5 days (working) Bare in mind there are needs to be met with this card, but by far the fastest for me.

    Slowest possible is LTSB 6 weeks.
  • just_about
    just_about Posts: 241 Forumite
    VenuS wrote: »
    Barclaycard Platinum gave my decision right away, and the card with me within 5 days (working)

    Slowest possible is LTSB 6 weeks.

    Exactly the other way around in my case, was accepted instantly with Lloyds Tsb, got the card in absolutely no time !!

    slowest was indeed barclaycard !! Also for their poor customer service and ridiculous policies it is best to avoid barclaycard :rolleyes:
  • VenuS
    VenuS Posts: 167 Forumite
    Part of the Furniture Combo Breaker
    just_about wrote: »
    Exactly the other way around in my case, was accepted instantly with Lloyds Tsb, got the card in absolutely no time !!

    slowest was indeed barclaycard !! Also for their poor customer service and ridiculous policies it is best to avoid barclaycard :rolleyes:

    BCP is a nice snooze card though at the mo. If you don't plan on using it, you won't have much hassle with their CS. I personally hate ALL out-sorced CS banks, but at 0% for 12 months, Im grinning and baring lol
  • just_about
    just_about Posts: 241 Forumite
    VenuS wrote: »
    BCP is a nice snooze card though at the mo. If you don't plan on using it, you won't have much hassle with their CS. I personally hate ALL out-sorced CS banks, but at 0% for 12 months, Im grinning and baring lol

    Well the Lloyds Tsb Platinum is 0% for 12 months on BT and 0% on purchases for 3 months at the moment, with the bonus of having an all U.K. call centre !! Now that brings a grin on my face :D
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    ElkyElky wrote: »
    Yeah.... that's helpful.

    Nothing like having a sense of humour is there? Actually, don't bother answering that, you wouldn't know!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.4K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.4K Work, Benefits & Business
  • 598K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.