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State Pension Costs

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Comments

  • savingforoz
    savingforoz Posts: 1,118 Forumite
    bluey890 wrote: »
    Elec, gas, water, tv license, phoneline, broadband will => 400 a month disposable. Food&Drink £150. Insurance 25. House maintenance and replacement goods 100. Clothes 25. Leaving 100 a month, or just over £3 a day to treat yourself ...

    It is not much.

    Depends on your level of expenditure...I don't spend anything like as much as those figures right now, and I consider that I have a good standard of living.
    Life is not a dress rehearsal.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    I can't begin to imagine how anyone could possibly live on £550 a month, even with housing costs taken care of. The two of us spend that on food alone (but we do eat well).
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • JonnyBravo
    JonnyBravo Posts: 4,103 Forumite
    Mortgage-free Glee!
    iolanthe07 wrote: »
    I can't begin to imagine how anyone could possibly live on £550 a month, even with housing costs taken care of. The two of us spend that on food alone (but we do eat well).

    Eat well?
    £550/month for 2?
    You're not kidding.

    We feed 4 on £450/month and we don't cut too many corners there.
  • ad9898_3
    ad9898_3 Posts: 3,858 Forumite
    iolanthe07 wrote: »
    I can't begin to imagine how anyone could possibly live on £550 a month, even with housing costs taken care of. The two of us spend that on food alone (but we do eat well).

    Are you both really really fat. :D
  • bluey890
    bluey890 Posts: 1,020 Forumite
    te: Originally Posted by bluey890 viewpost.gif
    Elec, gas, water, tv license, phoneline, broadband will => 400 a month disposable.
    I spend £150 on this at the moment and I am at home 24/7.
    It was a deduction from 550, so 150 was what I'd accounted for here.

    Quote:
    Originally Posted by bluey890 viewpost.gif
    Food&Drink £150.

    More like £100 and I get change.
    To be fair, bread and a tube of salad cream isn't food. ;)
    £5 a day is a fairer estimate, if eating healthily.


    Quote:
    Originally Posted by bluey890 viewpost.gif
    Insurance 25. House maintenance and replacement goods 100. Clothes 25.

    Insurance/right, maintentance/replacement hopefully a bit less with a newer/small place. Clothes - I don't spend that much now.
    maintenance is expensive, if the place is small and doesn't have a garden or garage maybe less. I thought 25 for clothes and shoes would be a minimum for the ladies?

    Quote:
    Originally Posted by bluey890 viewpost.gif
    Leaving 100 a month, or just over £3 a day to treat yourself ...

    It is not much.


    It's more than I've often had while working. But my budget was less than you listed above.

    The thing is, I know how much I'll get - and there's not a lot I can do to change that really. I hope to have a few quid set aside, but you can never tell.
    I don't understand this sentence? :confused:

    Many people forget how cheaply it is possible to live, they're used to more luxuries than I've been so take that as the norm.
    It's possible to live very cheapily. Look at people in Africa.
    If eating properly, plus heating and maintaining a house. It's not that cheap in the UK.


    Added comments in purple PN. :hello:

    Favourite hobbies: Watersports. Relaxing in Coffee Shop. Investing in stocks.
    Personality type: Compassionate Male Armadillo. Sockies: None.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    bluey890 wrote: »
    Added comments in purple PN. :hello:


    Why purple and not blue, Bluey?:confused:
  • bluey890
    bluey890 Posts: 1,020 Forumite
    Why purple and not blue, Bluey?:confused:

    :) I appreciate that Cleaver carries one, and Ad can not do simple sums.
    Bluey writing in blue is a little predictable.
    :cool:
    Favourite hobbies: Watersports. Relaxing in Coffee Shop. Investing in stocks.
    Personality type: Compassionate Male Armadillo. Sockies: None.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    edited 6 August 2009 at 6:06PM
    :kisses:
    bluey890 wrote: »

    :) I appreciate that Cleaver carries one, and Ad can not do simple sums.
    Bluey writing in blue is a little predictable.
    :cool:

    Oh, cleaver carries something! I'm sure of it. I'm certainly lost :) not just in rates though, true!

    ETA: re pensions, I don't take it for granted I'll get one: which is worrying as I have no private pension established. I plan to leech off dh and our insurances in the case of his untimely demise if I live long enough. :)
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bluey, Lost, I have no idea what either of you are talking about.

    With reference to this thread I spend £7 a month on heating, electricty and entertainment (I just wear a jumper I found, have one candle lit at a time and do wordsearches).

    I spent £18 a month on food (packet of noodles for each meal) and don't wash.

    And to finish this strange post, they have just used Nine Inch Nail's song 'Hurt' over a poignant scene at the end of Hollyoaks. Is nothing sacred any more?
  • chewmylegoff
    chewmylegoff Posts: 11,469 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    bluey890 wrote: »
    Elec, gas, water, tv license, phoneline, broadband will => 400 a month disposable. Food&Drink £150. Insurance 25. House maintenance and replacement goods 100. Clothes 25. Leaving 100 a month, or just over £3 a day to treat yourself ...

    It is not much.

    it's not supposed to be much, it's a basic pension.
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