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Reclaiming Natwest - should I call first?
Comments
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I used the IE form they supplied me with, which I'll re-do now using my new income and they can't argue with that. My pay just about covers my mortgage now well alone anything else.DMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0
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I used the IE form they supplied me with, which I'll re-do now using my new income and they can't argue with that. My pay just about covers my mortgage now well alone anything else.
If anyone else lives with you apart from the little one(congratulations as I missed that until I read your signature
) then include their income. 0 -
If I include their income I take it I also include their expenditure otherwise there's no way it's fair. He already pays way more than his fair share. I basically pay the mortgage and my cccs payment and that's pretty much it.DMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0
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If I include their income I take it I also include their expenditure otherwise there's no way it's fair. He already pays way more than his fair share. I basically pay the mortgage and my cccs payment and that's pretty much it.
The answer is yes, their expenditure as well because it would be unfair otherwise.0 -
Finally got details from my son who has been charged £35 pounds on a regular basis for withdrawls as little as 0.87p over his overdraft from the Halifax Bank. We asked for a full breakdown of charges from them back in february and after chasing and chasing they finally sent a breakdown of charges but only up to the date of the original request. Where do we stand on charges I know they applied between Feb 08 and Dec 08 but which we cant prove with staements and for which Halifax have not provided details?0
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Did you send a SAR with the £10 for the details?Finally got details from my son who has been charged £35 pounds on a regular basis for withdrawls as little as 0.87p over his overdraft from the Halifax Bank. We asked for a full breakdown of charges from them back in february and after chasing and chasing they finally sent a breakdown of charges but only up to the date of the original request. Where do we stand on charges I know they applied between Feb 08 and Dec 08 but which we cant prove with staements and for which Halifax have not provided details?0
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