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hopeless but hopefull!!!!

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  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    that's the bit that gets me, the car boot sitting around taking up space whilst you're waiting to go to them. That's just when i want to take it all to the tip/charity shop
  • jacey98
    jacey98 Posts: 237 Forumite
    i know im the same i am a real anti clutter person even if its hidden in a cupboard i know its there!
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    well the cheq has cleared so paid off a bit more but forgot had bought a xmas present or two on my card so not quite clear yet......but it has taken me to under 6000 left to pay its really nice to see a 5 at the start instead of a 6......makes me feel like i am getting there at last.

    and planning for the total to begin with a 4 by nov pay day......im not quite sure but i think i may be able to see a very small chink of light at the end of this horrible tunnel.

    just need some of the weight pounds to come off now and things will def be headed in the right direction.

    jc
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • You'll get there! Keep up the great work :) thats a real achievement with the card.

    September x
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
  • thanks september def feeling quite good today........and a little bit proud my oh mum has the avon catelogue and sat yesterday writing out what i want came to about £35......then sat and thought do i really need any of this......NO so crossed it all off. im amazed its like my brain has finally got it and is stoping me from random spending.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • Thats really good - when u do things like that is when u know ur changing :) for the better! youll be debt free in no time

    september x
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on getting the credit card form a 6 to a 5:T You are doing really well. Getting the card to a 4 by November wil be an amazing achievement.

    I know just what you mean about looking at things you would have bought previously, thinking about it and deciding you don't need it. I have been like that with clothes all this year. The last thing I bought was a £25 pair of trousers in December! I cannot justify to myself buying anything when I have a wardrobe full of clothes! Mind, now I am expecting I am going to have to buy something as I can hardly breathe in my work clothes:rolleyes:

    XS
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • jacey98
    jacey98 Posts: 237 Forumite
    hi xs

    it is strange how your mind cna change but really good i cant remember the last clothes i bought. my friend who is pregnant bought a couple of clothes bundles from ebay very cheap and said they were in excellant condition and as only going to wear for few months much better then buying new stuff.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    well popped in the shop at luch and bought a scatch card and won a fiver woo hoo which will pay for the wine to take to my friends house tonight..........if only it had been the 5000 though.........(small moment of debt free dreaming)

    jc
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • Wow that was lucky! Well worth the purchase then - i never win on them!! Lol.

    Keep dreaming of them big numbers and one day you never know .... ;):)
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
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