Tuesday 4/08/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning All

Hello to everyone else who posts today. Hugs to those that need them. Wrk today should be busy as I tie up loose ends ready for three days off:j:j the only problem with being a lone worker is that no one does any work when you are away so you are then playing catch up when you return.:rolleyes:

List for today

• check online accounts
• move some money into savings
• sort out some food to take with me to cottage so I won't have to shop
• laundry hokey cokey
• check greenhouse and water everything well
• cook tea for oldies and eat for free
• lunch from stores
• try and get around to doing expense claim as work owe me lots
• get DD to pay a cheque into bank for me that has been hanging around a fortnight
• see how much more stuff needs using in freezer before I can move it to cottage:rolleyes:
• try and have a no spend day
• sparkle

Have a lovely day everyone:D:D

Candy0107

Morning,

Thanks to Sophiesmum for starting the thread – your cottage sounds lovely

Hello to everyone else who posts today. Hugs to those that need them


Today I have/will:
• Checked online banking
• Meals from storecupboards
• Enter comps online
• Have a NSD – will try to get hubby to pay for parking at the gym
• Look on the internet for jobs in the local area
• Work really hard at work
• When I eventually get home look at my CV and jazz it up a bit (obviously not lying though)

---

ok, nag me if it on tomorrow’s list! – had a bad day at work so hubby took me out for dinner
• Start writing an interview pack – comments on how I can sell myself, questions to ask etc

---

ok, nag me if this is also on tomorrow’s list – hubby took me out to dinner yesterday so I have started it
• While I am on the internet catch up on yesterday’s forum

Think that is about it…..have a great day everyone

Candy xxxx

katylittlelady

Morning everyone! Thanks for starting the thread SM and hugs for everyone who needs them! Don't worry Candy I'm sure we can help nag if required! Got lots I want to get done today so here is my list for the day:

1. [STRIKE]Daily free scratchcard[/STRIKE]
2. [STRIKE]Daily lotteries[/STRIKE]
3. [STRIKE]Daily competitions[/STRIKE]
4. [STRIKE]Check online banking[/STRIKE]
5. [STRIKE]Phone local council to get some green waste sacks as mine got stolen and return with lots of holes in?????[/STRIKE]
6. [STRIKE]Phone Orange and try and get new phone[/STRIKE]
7. [STRIKE]Washing Up[/STRIKE]
8. [STRIKE]Make Banana Loaf[/STRIKE] In oven
9. Exercise on Wii Fit
10. NSD
11. Food from stores
12. Look up ingredients for nan and grandad's wedding anniversary cake
13. Buy ingredients for cake (Mum is paying for them!)

slig

Morning...

Today:

[STRIKE]Scratchcards - 35p[/STRIKE]
[STRIKE]Packed lunch[/STRIKE]
[STRIKE]Dinnner from meal plan[/STRIKE]
[STRIKE]Tidy kitchen[/STRIKE] kind of :rolleyes:
[STRIKE]NSD[/STRIKE]
[STRIKE]Check for mystery shops, surveys[/STRIKE]
[STRIKE]Research what craft to take up[/STRIKE] I had a look at craftster.org, but have come to no conclusions yet.

Pippilongstocking

Morning all
Waves to Candy and SM - sounds like the cottage is coming along nicely:)

Today
Check bank
Paint OH bedroom and make some dosh - I am now contracted as a painter and decorator - so woo hoo -
Pay something to hairy scary loan - he he he almost gone
Put all receipts away for trip
Look at getting train ticket for tomorrow
Plan something nice for tonight with OH
Phone kids from OH house (naughty)
Do some more store shopping for my store cupboard (found list!)
Sparkle

Feeling a bit washed out since meeting yesterday - going over all old family stuff - bleurgh
Makes it all churn up a bit again. I know my childhood was less than perfect but its not nice talking about it all.

Waves to all

OH PS - Quidco - £6.48 paid in - it all helps eh?

BeautyandtheBeast_3

Morning -

Ironing
NSD
List more items on ebay (if its not nailed down its going on!)
complete some surveys

hugs to one and all

andrina_nightshade

Hello all

Thanks to SM for starting this morning's thread.
Candy - are you sure you want to invite us to nag you?

My plan for today:

• free scratchcard (10p)
• daily clicks
• wrote a thank you card
• tidy my desk at work
• write a post for my blog
• reply to email for tutor re the reference I asked her to provide
• book sign language class
• look into first aid courses
• HM lunch - hummus and tomato sandwiches
• HM dinner - leftover falafels with sweetcorn and a side of... hummus (determined to use it up!)
• do any surveys that come my way
• add points from receipt onto new Advantage card
• send off form to Intelligent Finance
• post some letters for my Gran

I think that's all. Have a good day everyone x :cool:

Jag_Babe

Hi Everyone, Hope all is well. I am a bit later this morning – couldn’t really be bothered getting out of bed and it is a horrible wet day.

My plan for today –

• Complete the projects for work and raise invoices
• Daily clicks and scratchies done 10p :j
• Look for surveys and mystery shops done 3 surveys for L.S 250 points :j
• Check online banking done
• Check ebay account done Sadly nothing selling
• Check pigsback account done 3509 points :j
• Update spending diary and budgets done So far this month I have managed to save about £75 off my budget :money:
• Update sig on here
• Sort profile on work site
• Do some studying as a bit behind with course work
• Catch up with emails done
• Clean the animal things – not really money saving but needs done done
• Catch up with work calls – not really money saving but could earn me some money done
• Sort list of items for ebay – if this is on my list again tomorrow then please shout at me I didn't get this done as I had to go to my mums tonight.
• Sort and place the Tesco order – look for cheaper alternatives done I managed to save about £50 on this shopping. :money:
• Do some of the ironing
• Hairdresser Appointment – Only getting a basic cut and it is budgeted for done
• Pick my mum up to look after son whilst I’m out – take the direct route I have managed to presuade son to go with me so will not have to use extra petrol.:D
• Look for other ways to make money done
• Update diary and sort list for tomorrow done
• Read the forum posts on blogging and do some work on my blog
• Aim for another LSD – only spend what is budgeted done That is 4 LSD/NSD days so far this month :j

Oh well I better get on as loads to do today.

babyhead

Morning. Thanks for starting the thread. Your cottage sounds nice

I am good at nagging apparently :rolleyes::rotfl: so it should be easy....

Plan for today

1/banking - done
2/scratchies - done
3/work hours - done
4/cleaning list- done. OH needs to hoover....
5/yesterdays cleaning list - done
6/ironing - oh doing when DS in bed
7/entertain DS for free - yep :O)
8/food from stores - yep planned and done!
9/comps and freebies - doing now!
10/catch up on yesterdays forum - doing now!
11/odd job list - sadly nope....
12/paperwork and filing - nope :O(
13/try and get hold of my bro as he got DS some bricks nope....

best get started as time is getting on! and we aren't dressed yet! :rolleyes: Hope everyone has a good day. It is pouring with rain here again :mad:

starnac

hi all. i like this idea so here's my list.

[STRIKE]check online banking[/STRIKE]
[STRIKE]list books on amazon[/STRIKE]
[STRIKE]list 10 items on ebay[/STRIKE]
[STRIKE]get dressed [/STRIKE]:D
[STRIKE]put clothes away[/STRIKE]
find card reader to move some money argh where is it?? :mad:
[STRIKE]make dinner[/STRIKE]

that's me.

hope everyone completes their lists

elfen

Today's Plan:

-Sort through clothes and find decent ones
-Join Freecycle
-Make sure I have batteries for camera
-Put some of clothes on Freecycle (ones that won't go on eBay)
-Put other stuff on eBay
-Sort out mobile (see if it's cheaper to go contract)