Any tips to help me improve my budget?

cazzzie987

milliemonster wrote: »

She said he has to pay a student loan back, I took that to mean from when he WAS a student, how many students earn £1400 a month????

yep your right he is no longer one now

nicholataylor

sorry my mistake. But im lucky i dont pay council tax in "royal leamington spa", i wouldnt be able to afford food.

RAS

nicholataylor wrote: »

I thought you said he gets a student loan? Plus i get 100% off my council tax. I just have to send my NUS card to the local authority. That is the case in leamington spa, maybe it is different where you are from?

I think cazzie said that he had to pay back his studnet loan - presumably the 9%, which it taken off his salary before he gets it?

Katie-Kat-Kins

nicholataylor wrote: »

I thought you said he gets a student loan? Plus i get 100% off my council tax. I just have to send my NUS card to the local authority. That is the case in leamington spa, maybe it is different where you are from?

The 100% reduction in council tax for students only applies where everyone in the house is a student. If it is a mixed household then 25% is correct.

GSXRCarlos

Is it only me that thinks you don't fully understand your own finances?

You need to be brutally honest and realistic about your income and your out goings, likewise, do the same for your partner then come back and ask your question.

You need to budget for a twelve month period and make it very clear to everyone the state of your finacnces if you want useful advise.

I don't mean to sound harsh, but i've just read all the comments and i'm lost in your finances and cannot offer any advice

Am i right in thinking your combined monthly income is £2,208.00 ???