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is a company allowed to run a credit check without my consent ??

hi all

as above
i had an alert on my experian credit file the other day and when i looked at it southern water has run a check against me
why i do not know ???
and i have not given any kind of consent for them to do so
here is what is says


30/07/09[URL="javascript:openPop('sitepage.ehtml?forward=gb_pop_searchesnew');"]Searches New/Deleted[/URL] A search has been added or deleted to your information. btn_miniHide.gif
CCML - SOUTHERN WATER SERVICES L , a Public Utility company, has made an inquiry against your credit report on 27/07/2009 . If you were not aware of or did not consent to this search, contact CCML - SOUTHERN WATER SERVICES L or Equifax for clarification

Comments

  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    They are allowed to under certain circumstances, yes. By way of example, for the purposes of detecting a crime, or in anticipation of or during court proceedings.

    Why not do as the search says, and contact Equifax for clarification?
  • fishingcinema
    fishingcinema Posts: 1,048 Forumite
    sarahg1969 wrote: »
    They are allowed to under certain circumstances, yes. By way of example, for the purposes of detecting a crime, or in anticipation of or during court proceedings.

    Why not do as the search says, and contact Equifax for clarification?


    many thanks for reply someone kindly sent me a pm saying that they probably have done it to check all my details are correct for court procedings

    i have phoned them up three times and given them details to have my money taken out of my income support

    the lady who took all my details last time said she could not understand why it has not all gone through yet and could see on the system that this was the third attempt :confused:

    so it looks like i need to contact them in the morning to hopefuly get all this sorted out

    thanks again
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    What is your connection with Southern Water? Presumably they supply your water/waste ...? When did you first sign up to them?

    Often, consent to a credit check is hidden in the small print and you might have consented, without realising it.
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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