Do banks do a cheque guarantee card without it being a debit card?

milann

Not sure if this is in the right place but my 88 year old MIL has had her bank cards used by some low life to the value of £2000 and still counting. She only ever uses them as cheque guarantee cards and even then prefers to use cash.

I know the banks used to do these cards - but before I suggest she asks for one (she has got herself in a terrible tiswas about this whole affair) do the banks still do such a card - she is with Skipton and with Midland. This is the 2nd time this has happened to her and she is having sleepless nights as she hadn't missed the cards until Midland got in touch with her to ask about unusual transactions.

Think she has been more annoyed at police and bank who have insisted she be accompanied by someone as she has been interviewed - she cannot see that it is for her own safety and thinks they are treating her as a forgetful old lady who is not to be trusted!!!!!

Ideas appreciated - thanks

Milann

Thanks

Milann

monkeyspanner

I think you can still get them. Link here.
http://www.apacs.org.uk/payment_options/plastic_cards_7.html

EdInvestor

However cheques are about to be phased out.

BTW the Midland Bank was taken over by HSBC many years ago.

PasturesNew

I have recently been trying to use a cheque book to buy things - and been refused because a lot of places just won't take cheques any more.

How about a pre-payment card, where there's only a fixed amount on it, although somebody does need to make those transfers onto the card.

Biggles

EdInvestor wrote: »

However cheques are about to be phased out.

I'm not sure that's literally true, Ed. Certainly many shops etc are starting to refuse to take them but I suspect the OP's mother-in-law pays cash much of the time anyway.

If she's never used it as a debit card, and sends cheques when she pays bills by post, it probably makes sense for her to go to her bank and ask for a new card.

EdInvestor

Cheque guarantee cards to be phased out

scotsbob

Clydesdale bank still do a cheque guarantee card (it is now part of the National Australia Bank Group it seems)