We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

yet another SOA from me...please help me

Options
2»

Comments

  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Further to my suggestion of saving your Annual bills in a separate account.
    TV Licence = 12 (Annual is 11.64 a month)
    Clothing - 20
    road tax - 6
    car insurance - 24
    car maintenance - ? need something here
    build insurance - 5
    contents insurance - 5
    Holiday - ?
    Emergency fund - ? need something here

    Total £72.
    So set up a standing order to pay this monthly into a (easy access) savings account.
    You have to know when the annual bills are due as you need to build this savings amount up ready for the first bill or emergency.

    Does this sound possible for you?
    Let us know.

    By the way have you dug out the APR's on c/c etc.

    Good Luck
    There will be no Brexit dividend for Britain.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.