bank charge help please?!

KeepYourChinUp_2

littlepinkstars44 wrote: »

checked online banking this morning...yes the £100 is there. Now i just need to not be tempted to spend it, as the charge doesn't come out till the 10th!

Just keep telling yourself....thats not my money. Is it an interest/charge free overdraft? might want to keep that in mind too!

Katy_M_2

That's good, at least you will be able to pay the charge and will not get into trouble

But like KYCU said.......careful that you don't spend the extra! I made that mistake and am constantly living at my overdraft limit now - which is only £100 but it kinda defies the object of having an overdraft (for emergencies!)

littlepinkstars44

Katy_M wrote: »

That's good, at least you will be able to pay the charge and will not get into trouble

But like KYCU said.......careful that you don't spend the extra! I made that mistake and am constantly living at my overdraft limit now - which is only £100 but it kinda defies the object of having an overdraft (for emergencies!)

Thanks, i know what you mean, my student overdraft is £1400 and has been at it's limit for 2 years now

After this charge comes off, i'm gonna try and pay that back then put the overdraft down to £150 (it was only £100...and has now been put up to £200)
So i know i have £50 for emergencies only