0% deal problem

iceage3

hello

at the end of yr i am going to take a 0% deal for 9 mths november time.

the problem is i paid my car insurance in feb 09 and i am sure they said i will pay by this credit card in feb 10 .

the amount is £300 about .would this affect the bt ?

CannyJock

You can contact the insurance peope to update their records with details of a new card.

iceage3

could i just MAX my card out i know it would be only 95% done but they would not be able to do transaction

Eydon

I wouldn't risk it, because the card company may (at their discretion) honour your car insurance renewal, which will take you over your credit limit. You would then get stung for over limit fees and probably lose your 0% deal as well.

Just phone the insurance company and either disable auto-renewal, or as CannyJock says give them new card details - but make sure they confirm the change in writing.

ILW

iceage3 wrote: »

could i just MAX my card out i know it would be only 95% done but they would not be able to do transaction

Sorry, but that is about one of the daftest ideas I have heard.

iceage3

most people dont want the hassle of ringing company up.

i only thought its going to be problem if i do bt ,so i will ring them up.

thanks for advice

CannyJock

iceage3 wrote: »

could i just MAX my card out i know it would be only 95% done but they would not be able to do transaction

Nope, they'd still try, if it didn't go through it'd be treated as a failed payment, you could end up uninsured, driving illegally, arrested, exiled to the moon etc etc etc

Just phone them

They're mostly normal people who get up, eat breakfast, go to work. And it's Friday. They'll be as glad as you that it's the end of the week.

Top tip for phoning call centre people - stand up while on the phone, don't sit down, smile while talking to them and ask them how their day's been, then ask if they can help you and explain the situation. By being cheery towards them you're giving them a 30 second reprieve from the usual neanderthal complainer they have to deal with.