We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Co-Op Bank Swift Code / Bank Identification Number

Hi there I'm new here and have a question about my Swift Code

I'm with the Co Operative Bank and my Swift code off my statement is CPBK GB22

I'm trying to do a transaction but I keep getting an Invalid Code error

It wants an 11 digit code, I've searched online and found 3 codes

CPBK GB22 OFS = (Overseas Financial Services)

CPBK GB22 REP = (Chaps Control Repair and Return)

CPBK GB22 XXX = ???

I rang armchair banking for help but they didnt know anything about the last 3 digites and told me I could use them at my own risk,

any help would be appreciated


Paul

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have a Co Op account. There are a couple of numbers I use. Taking an example, if my bank sort code were 01-01-01 and if my account number were 09876789 then these numbers would look like this:

    IBAN GB68COBK01010109876789
    SWIFT: CPBKGB22

    Not sure if that helps though :)
  • thanks for the quick reply,I'm ok with the IBAN number its just that Pesky Swift code!

    This is what I found on the APACS - the UK payments association Website It seems the Branch Code is the problem one!

    Bank Identification Code (BIC)


    Purpose:
    The BIC is a universal method of identifying financial institutions, in order to facilitate the automated processing of telecommunication
    messages in banking and related financial environments.

    Structure:
    The BIC consists of eight or eleven contiguous characters comprised of the following components:

    - Bank code: 4 alphanumeric characters. So far, the Registration Authority (i.e., SWIFT) has only used alphabetic characters.

    - Country code: 2-letter country code as specifed in ISO 3166.

    - Location code: 2 alphanumeric characters attributed by the Registration Authority to identify the location of the institution within the specified country.

    - Branch code (optional): 3 alphanumeric characters identifying a branch or a department of the financial institution.
  • dave1470
    dave1470 Posts: 5 Forumite
    Use CPBKGB22XXX, as this is the default if the last 3 digits are left off.

    Uk banks tend not to use branch SWIFT, and have most payment routed through the international branch.
  • Hi Dave thanks for that!

    I shall try that!


    Paul.
  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 July 2009 at 6:56PM
    Im not sure if this will help at all.

    Itll allow you to enter your account number and sort code and it will tell you.

    http://www.experianpayments.com/products/bank-wizard/bank-wizard-demo/validation.html#

    However it dont tell you those vital last 3 numbers.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.