Thursday 30th July - What small DFW things have you done today?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D


Morning All

Hello to everyone else who posts today. Hugs to those that need them

Wow, can’t believe it s Thursday already!

Today I have/will:
• Checked online banking :eek:
• Made lunch :A
• Meals from storecupboards
• Enter comps online
• Have a NSD – I will do this!
• Look on the internet for jobs in the local area
• Work really hard at work – will proberbly do overtime as we are mega busy (and understaffed) :rolleyes:
• When I eventually get home look at my CV and jazz it up a bit (obviously not lying though)
• Start writing an interview pack – comments on how I can sell myself, questions to ask etc :j
• While I am on the internet catch up on yesterday’s forum

Think that is about it…..have a great day everyone

Candy xxxx

slig

Morning!

Today:

NSD (4th in a row)
[STRIKE]Packed lunch, [/STRIKE]homemade dinner
[STRIKE]Scratchcards - 45p[/STRIKE]
[STRIKE]Look out for surveys and mystery shops[/STRIKE] no mystery shops, a couple of 150 pointers on Toluna
Look through my wardrobe for an outfit for tomorrow night
Do a bit of writing this evening
Payday tomorrow - have a think about what to do with the money

babyhead

Morning

:eek: Up early today - argh! But means i can get lots done. lol

Plan for today is -

1/online banking :mad: OH wages are wrong. Just what we need :rolleyes: have told him he needs to sort it out today.
2/scratchies - done
3/work hours - done
4/cleaning list done
5/DS playgroup done - but canx so mum entertained hiim instead :O)
6/odd job list done
7/NSD yep!
8/comps & freebies done
9/meal plan & online shop not done. ok to do tomorrow though!
10/carry on with odd job list just noticed this is on twice..lol lol

Think that's it for today! Hope everyone has a good day today!

Hope the interview went ok yesterday! and hugs to all that need it

Miss_Piggy_2

Morning all

Todays efforts:

* Charge mobile at work
* Storecupboard lunch and tea
* Do inventory of cupboards / freezer etc
* Do meal plan for next week
* Do shopping list for Friday (have set myself a budget)
* Washing at 30'c
* Have hair cut - but budgeted for - so hopefully a NSD
* Put spare coins into Bertie Bassett
* Research crimbo presents for people (I like to start early :rolleyes:)

Thats about it folks. Have a good day!

Miss P
xx

sophiesmum_2

Thanks Candy for starting the thread again

Good morning everyone to follow:D

Hopefully a quiet day here today, lots to do at work and need to visit my poorly dad later. Probably just the usual dfw stuff today but will see what develops.

• check online banking
• aim for no spend day
• laundry hokey cokey using wash balls
• drop a bag of stuff off at charity shop - recycling
• make the lemon marmalade I didn't get time for yesterday
• use free minutes to talk to friend
• shred some paperwork and addd to compost bin
• check and water greenhouse
• lunch for oldies and eat for free
• carrier of foil to local charity - recycling
• stock up on free paracetamol in case of piggy flu (excess from friend)
• sparkle

Enjoy the day everyone

Jag_Babe

Morning Everyone,

A bit later logging on today due to computer problems. My plan for today is –

1) Catch up with emails done Unfortunately no emails about new work.
2) Look for mystery shopping assignments done Unfortunately nothing new
3) Check pigsback account done I now have 3,494 points
4) Check online banking done Payment has been refunded for a free trial thing that I forgot to cancel.:j
5) Daily scratchies done
6) Catch up with the washing – hang outside if it stays dry
7) Do some work on my blogs - try and find some way to make money with them. I have decided to leave this until tomorrow so I can spend time with DS.
8) Sort out work for tomorrow and update diary done
9) Walk the dog - nothing is better than free exercise done
10) Complete some of this weeks writing work
11) Clean and tidy the office I have decided to leave this until tomorrow so that I can spend time with DS
12) See what I will need to get for the horse riding holiday (only 11 days till I go)
13) LSD – Only spend what I have to and what is in the budget done
14) Check ebay account - to see if anything is selling done Nothing selling at the moment.
15) Check work forum - see if I can get some more work done Nothing happening
16) Look for new work contracts done There was nothing interesting - might now hold off bidding until I come back from holidays.
17) Do some more ironing - I will catch up on it one day I have decide to l;eave this until tomorrw so that I can spend time with DS
18) Compete the paperwork for Cats Protection done
19) Look into other ways to make money done
21) Raise and chase invoices done
22) Complete the surveys done
23) Try to spend time with OH tonight when he gets in from work

Oh well another busy day for me guess I better get started. I think I will have to admit defeat today there is simply no way I am going to get through everything but I will keep trying (really struggling for motivation today).

I have decided to leave some things until tomorrow as DS (age 5) has fallen off his bike and is screaming the house down in agony. Its a good job I don't mind the sight of blood!

debt_obsessed

Morning all,

Today for me is:

1. Check online banking - got paid a day early :j
2. [STRIKE]Surveys[/STRIKE]
3. [STRIKE]Leftovers for lunch[/STRIKE]
4. [STRIKE]Check on ebay sales[/STRIKE]
5. Transfer change to sealed pots
6. Make lunch for tomorrow
7. [STRIKE]Charge phone at work[/STRIKE]
8. [STRIKE]Have a NSD[/STRIKE]
9. [STRIKE]Post ebay item that just got paid for[/STRIKE]

Enjoy xxx

DawnW

Hello,

Was aiming for another NSD, but have to go in to work to meet boss today instead of tomorrow (was intending to work at home today). BUT my car is in the garage getting some bits fixed (under warranty ) so I will have to get OH to take me to the station at lunchtime so I can get a train in :mad: - I could drive his Landrover in but it is big and scary and does this weird thing where sometimes it won't start until you do something under the bonnet that involves spanners and a lot of swearing :eek:. I am sure I could manage the swearing, but am wary of spanners :rotfl:so the train it will have to be!

So, today I have / will:

See to animals and plants (done, nothing will need watering that is for sure :rolleyes: )

Check online banking (done, as expected)

HM meals from stores - I would like to buy some nice potatoes but am using up horrid ones from the garden - Home grown potatoes are usually lovely, but this year I grew strange blue ones and they are horrid :mad: (boo to horrid blue potatoes - I will grow nice white ones as usual next year, and not think ooh, they look pretty at strange ones in the garden centre!)

Work on boring consultancy report this morning

Train in to work this afternoon, and taxi too, if it is still raining cats and dogs!

Well, that's it for today. Have a nice day everyone ... And Candy, if you see this, you are really hard working and motivated and prospective employers are mad if they don't give you a job I do ace references!!

andrina_nightshade

Good morning to all



My list for today:

• free scratchcard (10p)
• used a voucher to get free juice from Sainsburys this morning
• hopefully, a NSD
• check banking (done, no surprises)
• HM lunch
• try again to phone O2 and sort out my phone bill (done, and even got my tariff reduced as well!)
• update my blog
• do any surveys
• read book on the train home
• watch DVD from Tesco rental
• open savings account to squirrel some money away for Christmas (done, just awaiting the paperwork)
• meal plan for August, as I've decided to go an entire month without ... (deep breath) chocolate, cakes, biscuits, crisps, sweets, carbonated soft drinks and cheese
• email tutor about reference she'll be providing me for UCAS form (done, meeting with arranged for Monday)
• enquire about taking sign language class in the evenings

I think that's all... Enjoy the rest of your day! x

andan

Hi SM, hope your dad is doing ok and he regains some of his health soon.

Candy, will you please pm me your blog link when you get it up and running as i would love to follow your 101 progress but don't think i have the link as yet.

Lots of dfw things as usual, need to finish packing for my trip, do car checks and print off AA details so if i break down i will be fine! Get goodies together so that i don't stop off and buy expensive motorway stuff and get a good sleep so i set off nice and early and can continue driving straight through!

Pips_Mum

Miss_Piggy wrote: »

* Research crimbo presents for people (I like to start early :rolleyes:)xx

Thats not early, ve been doing mine for over a month now! OH just rolls his eyes when I sit in bed cross stitching Christmas trees!! :rotfl::rotfl:
This is a cool Christmas Thread x x
http://forums.moneysavingexpert.com/showthread.html?t=1800153

SM Hope your Dad is ok x x

Today I will:

• Scratchees
• Storecupboard tea
• Make some Twinks hobnobs
• Walk to Nans free exercise and no petrol
• Manically check Ebay to make sure I win a Xbox game for OH, getting it for £3.00 at the minute whoop whoop!
• Empty coins from purse into sealed pot
• NSD

All for now, Hugs x x