MBNA caused me huge amounts of stress and now apology

Dabooka

Mate, dealing with a bank or credit card company isn't stress, it's unnecessary hassle.

Stress is being parachuted over Arnham, or being chased by an ME109 over Kent in the summer of 1940.

Seriously, get over it and chalk up one for the good guys. If you want to try for another £25, go for it, but if it really does "stress" you out that much, I'd have thought the opportunity to move on and forget about it would be a welcome one for you.

Just my tuppence worth....

~Brock~

dabooka wrote: »

stress is being parachuted over arnham, or being chased by an me109 over kent in the sumemr of 1940.

Billiant point, well made.

td_007

Dabooka wrote: »

Mate, dealing with a bank or credit card company isn't stress, it's unnecessary hassle.

Stress is being parachuted over Arnham, or being chased by an ME109 over Kent in the summer of 1940.

If a train is canceled it is a hassle if you are going to meet up with some mates but if you are going for a job interview would you look at it so lightly? Some would love to be parachuted - they look forward to it as it gives them an adrenalin rush!

Just a reality check before make making sweeping statements

chattychappy

Stress is force divided by area.

SingleSue

Stress is having 3 kids! :rotfl:

Sorry, couldn't resist that, will toddle off back to the House price thread again

sharpy2010

Deals wrote: »

i got a range of emails which to tell you the truth where more or less telling me i was stupid.

Personally I don't think you are stupid. I do believe that you take life wayyyyyy too seriously though.

kezzae

SingleSue wrote: »

Stress is having 3 kids! :rotfl:

Sorry, couldn't resist that, will toddle off back to the House price thread again

and a husband!!!!!!!:D

chattychappy

Without getting too legal, it's not generally the case that a wronged person can claim back all their costs from the wrongdoer. If that were not the case, a minor wrong could lead to a compensation claim out of all proportion to the gravity of the wrong. I think approach reflects what's fair.

Let's say I change lanes on the M25 without indicating. I cause an accident - a few injuries and damage to several vehicles. Should I compensate those affected in full? Yep, probably. It was unlucky a mistake had such serious consequences, but it's pretty obvious that they could have followed.

What about if one of the cars is being driven by Richard Branson. He's fine, but his mobile phone is destroyed. He misses a phone call and loses a deal - at a cost of £5M. Should I pay for that? No, I don't think so. It's just bad luck - I really couldn't have anticipated that particularly consequence - except in a very hypothetical discussion. Sadly for RB, he shouldn't depend so much on a single call!

So in your case, yep you should get something for your calls and time. But if you get some kind of stress attack (or at least it affects you more than it would most others), then really I think that's a bit unique to you and the card company shouldn't be liable for that. It wasn't really forseeable by them in the context of the problem you had.