Halifax all in one CC

ace1066

What exactly do they mean by "all in one" ive just gone mainstream with things. Id love to know what people know about there all in one card aside from the advertised stuff, does anyone have one of these CC?

Your input would be more than welcome.

Thanks.

IWantToBeFree_2

I have one.

In simple terms it means that you get both 0% on balance transfers and 0% on purchases for the first 9 months. Normally with promotional deals you get one or the other, or they don't run for the same length of time, which means one of the balances ends up getting trapped and accruing interest due to the payment hierachy.

With this card, they both end at the same time, so nothing gets trapped and you can do a mixture of both without being penalised in the long run.

darkcloudi

As IWantToBeFree has said it offers "0% on balance transfers and 0% on purchases for the first 9 months". If you are going to get this card you should apply through either quidco or topcashback to get £20.

Sportbilly_2

You also get an extra 3 months on purchases if you have a Halifax current account, which may be better than the cashback offered.