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PANIC stations!...OR interview 2 morro

Doomboy
Doomboy Posts: 58 Forumite
in Bankruptcy & living with it
Oh my god....its happening tommrow at 9.30 am...the dreaded OR interview...and I'm well scared...I could only get 7 months bank statements....and I just know for sure im gonna be forgetting any answers to on the spot 'whats this debt, whats that debt' questions....I have read others experience with OR interviews that always seem to go quite nicely...but I just cant help the panic:eek:
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Comments

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Doomboy wrote: »
    Oh my god....its happening tommrow at 9.30 am...the dreaded OR interview...and I'm well scared...

    Good luck for tomorrow :)
    Doomboy wrote: »
    I could only get 7 months bank statements....

    Any you don't have the OR will be able to get direct from the bank.

    Doomboy wrote: »
    and I just know for sure im gonna be forgetting any answers to on the spot 'whats this debt, whats that debt' questions....I have read others experience with OR interviews that always seem to go quite nicely...but I just cant help the panic:eek:

    Have a copy of your SoA in front of you when you have the interview so you can refer to what you wrote down.

    Hope it goes ok for you :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • thegoodlife
    thegoodlife Posts: 209 Forumite
    Good luck, just think it will be over soon, and not as bad as you think, let us know what happens!
  • antarctica
    antarctica Posts: 499 Forumite
    You'll be fine, relay the facts and all will be well.
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010
    Proud BSC Member: 278
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Good luck with everything.....its honestly not half as bad as your imagination is telling you!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • GettingHopeful
    GettingHopeful Posts: 446 Forumite
    You'll be fine. Yes, have papers ready and if you have any thoughts on how you came to owe money, have the details at your finger tips ie change of circumstances, even several years ago causing a build-up.

    The ORs are fine, polite, even friendly. The first call I had from the OR office after the court was to say they were there to help. It is almost unknown to get an awkward one, about one in a thousand it sounds like from this board, and then it is is because the officer is inexperienced. If you do get the short straw, don't worry come back here, tell us about it and we'll help, and it will still be OK. Just think as soon as its over, that's pretty much it.

    All the best, thinking of youxxx
    Bankrupt 11th June 2008
    Automatic Discharge 11th June 2009
  • Doomboy
    Doomboy Posts: 58 Forumite
    Thank you sooo much guys n girls!!!!...you all ROCK.....will post again when its done and tell you what happenedxxxxx
  • Holes_in_my_pocket
    Holes_in_my_pocket Posts: 1,494 Forumite
    it will be a breeze
  • larzie30
    larzie30 Posts: 233 Forumite
    Part of the Furniture Combo Breaker
    best of luck, you will be fine i am sure.
    Bankrupt 10.50hrs 27th August 2009. Big fan of this forum because people are so helpful.
  • curly09
    curly09 Posts: 41 Forumite
    Thoughts are with you...............

    I have mine on Thursday!! :D
  • jammie1
    jammie1 Posts: 119 Forumite
    Good luck for tomorrow. Let us know how it goes. Mine is at 9.30am on Friday, have just posted off all my statements etc today.
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