travel insurance to usa for 66yr old with pacemaker £350.00 for 2 weeks!!!!!

charl_titch

can any 1 help??? were planning a trip to las vegas in sept 2010 for a 21st and the auntie of the person who is 21 was planning to join us. however due to the fact she will be 66 at the time of travel and has a pacemaker (arrythmia) we have been quoted arround £350.00 for 2 weeks travel i couldnt quite believe it when i was told:mad:. Now she, as any 1 would shes thinking shes going to be left behind :-( as she is on her own and we/she simply cannot afford it.

any ideas????

thanks 4 reading

Quentin

Apart from scouring the market for a cheaper policy, the only thing to stress for her is don't risk it and go without any medical insurance covering the heart condition!

Anyone close to the Aunt whose trip would be affected were she too ill to travel needs to make sure their insurance would cover them should they need to cancel due to the relative's heart condition causing a problem.

scotsbob

charl_titch wrote: »

can any 1 help??? were planning a trip to las vegas in sept 2010 for a 21st and the auntie of the person who is 21 was planning to join us. however due to the fact she will be 66 at the time of travel and has a pacemaker (arrythmia) we have been quoted arround £350.00 for 2 weeks travel i couldnt quite believe it when i was told:mad:. Now she, as any 1 would shes thinking shes going to be left behind :-( as she is on her own and we/she simply cannot afford it.

any ideas????

thanks 4 reading

If you haven't already done so you should compare prices on the Moneysavingexpert pages

http://www.moneysavingexpert.com/insurance/cheap-travel-insurance

There is no compusory requirement to have travel insurance, any more than you have to have life insurance or contents insurance for your home.

Medical treatment in the US is expensive. You have to weigh up the only two options available to you.
Take the risk, or pay the premium.

davetrousers

Google Gotravelinsurance.

American Healthcare could financially cripple even very wealthy people. DO NOT go without insurance.

charl_titch

thanks every1 some good advise. she wont be going anywhere without insurance.

the stupid thing is a person has a pacemaker inserted to correct a problem, they have a check up every 12 months and everythings always been fine with that. so theres probably more chance of a so called healthy person having a problem that her!!! but thats just the way it works

sagalout1954

http://www.getmy.com/travel/content/_landingpage.php?utm_source=google&utm_medium=cpc&utm_term=medical%20insurance%20travel&utm_campaign=googl_TC_-_Medical

http://www.travel-insurance-guide.co.uk/heart-conditions-travel-insurance.asp

I'm not for one minute recommending either of the above, I just put "travel insurance to USA with a pacemaker" into Google. These are a couple that popped up but I think you are definitely going to have to start making phonecalls after a web search of different companies.

Perhaps there are some 'pacemaker', 'heart conditions' or 'health' forums where you could get some ideas from.

Savvy_Sue

In the article scotsbob linked to there is a section for both the over 65s and those with a pre-existing condition.

What I would say is that with a pre-existing condition you WILL have to phone to get quotes confirmed, after you've used the comparison sites. DH has a lovely list (I think 7 at the last count!) although most are "not a problem".

FWIW we have an annual policy with getmy, and they were far and away the cheapest we could find! I have yet to claim, so can't comment on whether they are any good or not.

monkeyspanner

British heart Foundation have a list of travel insurance companies with higher than normal age limits and pre-existing conditions. Here is a link.

http://www.bhf.org.uk/publications/view_publication.aspx?ps=1000965

zaksmum

Both Saga and All Clear are reasonable when insuring pre existing conditions. For arrythmia, hypertension and arthritis in a 58yr old male they did not add any extra premium to their standard travel insurance cost.

harz99

Try also British Mountaineering Council www.thebmc.co.uk for an annual policy. And no, you don't need to be a mountaineer!

You have to be a member which can be done online for half price if you join by Direct debit, and will have to ring a medical screening number for the okay on her condition.

Advantages are a worldwide policy, trips up to 93 days round trip, up to age 69.

moonrakerz

zaksmum wrote: »

Both Saga and All Clear are reasonable when insuring pre existing conditions. For arrythmia, hypertension and arthritis in a 58yr old male they did not add any extra premium to their standard travel insurance cost.

My wife has a pacemaker, I have AF, we have used Saga many times. Have had to make 2 claims, very good service from them and they don't appear to "load" us for the previous claims.

Don't forget - the cheapest is NOT the best !