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Unenforceable Interest on Mortgage

Morning All,

I am just after some information.. I have just received a phone call from a company named: Client Connection Limited who claim that I may be entitled to a refund on some of the interest paid on my mortgage as it was taken out before 2007 and may be incorrect , (along the same sort of lines as the loans and credit cards).

They provided me with the following website: claimsregulation.gov.ukand their authorised business number (CRM16588) which brings up all their company information.

I was advised that a fee of £149 is payable which is refunded in the unlikely event of claiming less than £2000.

To me this all seems too good to be true which points towards it being a scam, however by pointing me to all the websites and providing information to me which I can check on seems that a lot of work has gone into it for it all to be a scam..

What do you think ?
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Comments

  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    foofairy wrote: »

    What do you think ?

    I think genius - go for it
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Bob_the_Saver
    Bob_the_Saver Posts: 5,610 Forumite
    edited 28 July 2009 at 10:01AM
    Wonder what the chance of ever seeing that £149 again is? mmm

    For £149 x lots of people you can get a damn good looking web-sites.

    Why do the words bargepole very long and very spring to mind?
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    foofairy wrote: »

    I was advised that a fee of £149 is payable which is refunded in the unlikely event of claiming less than £2000.

    :rotfl::rotfl::rotfl:
  • mystic_trev
    mystic_trev Posts: 5,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Naaah I think they're ripping you off :rolleyes: Send me a hundred quid and I'll provide the same service :rotfl:
  • foofairy
    foofairy Posts: 24 Forumite
    There is no need for scarcastic reponses..Whilst I appreciate that this looks like a scam, I was only asking because they are on a government website and on the off chance that someone may of had some experience with them.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    If you're not put off by the cold calling, you should be put off by the lack of success stories.
    Also ask yourself why, if they're so successful, they would need the fee upfront.
  • *Chattie*
    *Chattie* Posts: 707 Forumite
    edited 28 July 2009 at 10:36AM
    Which government website is it on please?

    http://www.claimsregulation.gov.uk/

    read the last paragraph
  • ~Brock~
    ~Brock~ Posts: 1,715 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What has the year 2007 got to do with your mortgage anyway? Your mortgage is not regulated by the Consumer Credit Act.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    *Chattie* wrote: »
    Which government website is it on please?

    http://www.claimsregulation.gov.uk/

    read the last paragraph

    I think the OP means you can search for the company on that website to prove it's regulated.
  • bingibongi
    bingibongi Posts: 83 Forumite
    I did laugh.

    Do you send money to Nigerians to get unknown "inheritances" aswell ?
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