We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

uKash - spend cash on-line

I was buying more SkypeOut credit and relunctantly was going to use my credit card. I noticed something called uKash on their site. It is for people like me who never like giving any personal details on-line.

What you do is go to a store, give them up to £100 (I think that is their limit) and in return you get something that looks like a till receipt with 9 numbers on it. You then use these numbers online to buy. Nothing else required! The website is: https://www.ukash.com

It is a brilliantly simple idea!

The downside of it is that it is in it's infancy. I cannot find a list of places where you can use it, so I think it must be very limited. Also to buy your uKash might be a bit difficult in very rural areas. You can go to their site and type in your postcode to get a list of stores. I live in the country and thought it would be impossible for me to find one near my house, but a mini Spar showed up as selling uKash one mile down the road in our small village of one store. When I went there to buy £10 worth they had no idea of what I was talking about. They got the owner in who did not know about it either. Turns out the woman who worked there looked on a machine in the shop and it said uKash. I was their first customer. It was so easy to buy and so very easy to use online.

I would love it if this caught on and went worldwide!

Comments

  • Lindy
    Lindy Posts: 4 Newbie
    Sorry 19 numbers, not 9.

    This give you a better idea about uKash:

    http://www.ukash.com/EN/customers/company_information.html
  • Not sure about the ukash, I use paypal which shield my card number,etc from the merchant.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lindy wrote:
    ... for people like me who never like giving any personal details on-line.
    There is Cahoot Free safer system for online spending for such people ...
  • Lindy
    Lindy Posts: 4 Newbie
    As far as I know, both Cahoot and Paypal want you to put your credit details online. That is exactly the point! I do not want to give out my details on the web.
  • MPH80
    MPH80 Posts: 973 Forumite
    Part of the Furniture Combo Breaker
    Hi Lindy,

    Cahoot offer something called the 'webcard' which generates a one-time CC number for you to use online which links back through their systems to your main credit card.

    It's much more widely accepted than UKash because it's simply a visa card.

    The big problem with these new payment solutions is that they take time to become established and until they do - they are overly difficult to manage.

    Personally, knowing how the encyrption works online - I'd much rather trust a website encrypting my number than having a peice of paper which has no ties to me other than I bought it with the cash.

    That's the really big hole in their solution - if the 'receipt' containing the ukash number gets nicked - you've lost the cash! At least if my card is stolen I'm not liable for the losses after I've informed the company.

    M.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.