Monday 27th July - What small DFW things have you done this weekend?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning Everyone,

:j hello to everyone who posts today!

Grey here in North Hampshire and I think today is going to be one of those days :rolleyes: so I am just going to keep my head down and wish the day away!

Only a smallish list from me today.
Today I have/will:
• Checked online banking
• Meals from storecupboards
• Enter comps online
• Have a LSD – need to buy a bus pass, but that is budgeted for
• Go to the library after work to get a new book
• Look in the local papers for jobs in the local area
• When I get home job search online
• Work on my 101 list
• Work really hard at work
• Catch up on yesterday’s forum activity after I had logged off


Think that is about it…..have a great day everyone

Candy xxxx

catspaw

Morning all,

def grey in Hampshire toay and a tad wet by the looks of it.
for me today
*make more bread
*dry washing on airer
*dinner for cupboard
*homework
*actual work

Jag_Babe

Morning Everyone,

It is looking like it is going to be a rather sunny day here in Fife, Scotland.

My plan for today is –

1) Catch up with emails -done
2) Look for mystery shopping assignments - done
3) Look for new mystery shopping companies -done Signed up with another 3 now trying to decide on a target amount for August
4) Check online banking - done
5) Update my company accounts and budget - Have a LSD only spend on essential budgeted items - Book has fallen down the back of the filing cabinet will have to wait till DH comes in to retrieve it.
6) Look for new work contracts - done Applied for 5 more
7) Look into Barefoot Books and Jamie At Home - done Not sure about them so will put them off till I have a think.
8) Daily scratchies - done
9) Complete some more course work for my home study course - look at assignment feedback which I keep putting off
10) Enter competitions that are due to end - done Fingers crossed
11) Sort out the bills that need to be paid this week - done
12) Complete the writing work that needs to be in today - done
13) Catch up with the washing - hang outside if it stays nice
14) Start work on some of my blogs - done
15) Look for a part time job - done Nothing that I really want however I have printed off 5 reasonable ones so will follow them up later today or tomorrow
16) Return missed calls from the weekend (in case any of them are work) - done One was a work call so I have a day of temping in the diary for this week.:j
17) Sort the notes from the training weekend (which happened 6 weeks ago)
18) Sort out work for tomorrow and update diary - done
19) Walk the dog - done Theres nothing beats free exercise on a lovely sunny day
20) Lunch & Dinner Homemade – no take aways - done, Much to the disappointment of DS


Well another busy day for me typical when it is going to be a nice day oh well I better get started.

katylittlelady

Morning Candy!! It's grey and wet down in South Hampshire as well!!

I'm feeling slightly fuzzy after a very day day/evening at friends engagement do! Fortunately don't start work til one! Have lots to do but not so many hours to do it!! Here is my list for today!

• [STRIKE]Free scratchcard[/STRIKE] - 50p
• [STRIKE]Free lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Washing on low temp[/STRIKE]
• [STRIKE]Shower with eco head shower[/STRIKE]
• Comps ending soon/End of month
• Writing planning
• [STRIKE]Watch programmes on sky plus to catch up[/STRIKE]
• [STRIKE]Read galaxy book on bus[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]NSD[/STRIKE] - Managed to complete my NSD challenge now! Might even manage to get a couple more in before the month is up!

sophiesmum_2

Thanks for starting the thread Candy:D
Good morning everyone else

Grey and miserable with just a hint of sunshine here in the north west, not looking too promising so far but I live in hopes.
Back at work today so need to get my office sorted.

Todays list

• check online banking
• move some money around in savings pots for buying chicken coop
• cook lunch for oldies at work and eat for free
• tea from freezer
• check and water greenhouse - lots of tomatoes but not enough sun to make them red yet
• clean flat with stardrops and microfibre cloths
• look up directions for training in blackpool tomorrow
• shred some paperwork and add to compost bin
• aim for no spend day
• not use car
• laundry hokey cokey
• sparkle:D

babyhead

Morning!

Thanks for starting the thread. Grey miserable and raining here today aswell :rolleyes: Typical when i was planning on doing some washing....

Plan for today is

1/online banking - DONE
2/scratchies - done
3/quick catch up on diaries done
4/make a few calls to try and sort out our massive electric bill :mad:
5/work hours done
6/cleaning list have made a start...now done :O)
7/food from stores yep so far. going to make a mac cheese for tea (recipe from OS) done
8/entertain DS for free YEP but he is tired out after yesterday so not realy interested. done
9/odd job list done a few things.....
10/do all competitions doing now
11/read up on all the freebies, OS and flylady stuff doing now
12/think of a plan for our garden - it looks a bit miserable and the previous tenant has a veggie patch so it would be a real shame if we let this go. BUT i know zilch about gardening so lots of research needed me thinks. doing now

Think that's it for today. Oh I almost forgot...the most important one which is.....START.... i know baby steps today!

good news is, it will be a NSD - as I've not got any money until next weekend

Have a good day everyone!!!!

ETA - Well i had no option but to make a start as not long after i posted a guy knocked on the door to come and do some work on our bathroom. I was in my pjs! And he was eyeballing me! He is not attractive. LOL. Said i didn't know he was coming otherwise i would have been sorted (or at least not in my pjs) They are meant to phone afterall. What if i had been out??????????? Anyway. DON'T COMPLAIN. Least it is getting done!

I have been busy cleaning this morning. Have done DS' room. Everywhere else is such a mess with cleaning "in progress". Going to do our bedroom next...haven't done any actual work yet either! So i best getting cracking as it's nearly one!!!!!!


ETA - Progress...going to put the 2nd load of washing on the airer (boooo rain), then do a bit of work before making mac cheese. OH will be impressed with me today! Looking forward to him coming home. Going to do some work later while he entertains DS then will flunk in front of the tele and do all my MSE/research. I am such a busy beaver today - not sure what's happened!!!!!!!

slig

Morning! For me today:

[STRIKE]Free scratchcards - 60p[/STRIKE]
[STRIKE]NSD[/STRIKE]
[STRIKE]Packed lunch to work as always[/STRIKE]
[STRIKE]Check online banking[/STRIKE]
Do some writing
[STRIKE]
Read some of my book
[/STRIKE]

empy

Good Morning all, I have been a debt free wannabe for a while now, but thats all it has been a DFW, I have not really started, however today is the day. Before I get started on the big stuff I thougt I would start here, baby steps an all.

1. Check online banking (have not done it for over a week) Done
2. Bake own bread instead of paying £1.20 for plastic bread Done
3. Try and get a appt at Dr's for nicorette patchs Done
4. Have a NSD Done
5. Make a store cupboard list and meal plan from it In prgress

I can not think of anymore at the moment, I do however have to use my TD today, the weather in Cambridge is flipping awful : (

Have a wonderful day all.

lola34

Morning all-

Today I have/ will

Hang washing on line- as long as the rain holds off
Free scratchcard - already done 10p:rolleyes:
Cash for clicks - already done 9p:o
check for any surveys
Entertain kids
Sort out tea from store supboard ingredients:D
Do some listing on Ebay
Post Ebay parcels

debt_obsessed

Morning all,

Lovely and raining again, how nice is July!

Today for me is as follows:

1. [STRIKE]Check online banking[/STRIKE]
2. [STRIKE]Post ebay sales[/STRIKE]
3. [STRIKE]Check ebay / answer questions[/STRIKE]
4. [STRIKE]Update spreadsheet[/STRIKE]
5. [STRIKE]Charge phone/ipod at work[/STRIKE]
6. [STRIKE]Transfer spare change to sealed pots[/STRIKE]
7. [STRIKE]Dinner from cupboards[/STRIKE]
8. [STRIKE]Check on surveys[/STRIKE]
9. [STRIKE]Cancel free experian report thing[/STRIKE]
10. [STRIKE]Withdraw money from paypal[/STRIKE]

Think that's enough to keep me going on top of my dayjob!

All done

Pookie_lou

Good morning guys, I am off work today, so am having a nice relaxing morning and making the most of it!

Today I will..

* Post 2 parcels, 1 amazon, 1 ebay
* Check my other items on ebay ending tomorrow
* Have a NSD
* Check online banking, its pay day thursday..thank goodness!
* De-clutter by dropping recycling and charity bag off
* Clean and tidy flat
* Attemp some excerise, my friend has lent me a dvd she swears by!
* Storecuboard lunch and dinner
* Bake some cakes
* Meal plan for the rest of the week, I dont want to have to buy any food until at least the weekend!
* Finish libary books so I can take them back tomorrow and get new ones
* Read newspapers online

OOh, I better get a move on, have a great day everyone x