bank charges advice in scotland

amberspy

hi guys
im looking for advice to see if it possiable to try claim bank chargers from bank of scotland
does it have to be certain type charges? like if i didnt have funds to pay direct debit etc?
and if i was sucessful does the bank close ur bank account?
any any advice how to get started ive no idea were to start
thanks

natweststaffmember

You can claim the money and the account isn't closed. You can claim back to 27th July 2001. Unpaid items, referral fees, overlimit fees are all reclaimable

amberspy

natweststaffmember wrote: »

You can claim the money and the account isn't closed. You can claim back to 27th July 2001. Unpaid items, referral fees, overlimit fees are all reclaimable

thanks for that
do u know how i can check my hubby s old bank account with same branch we both had seprate accounts mines is still open and is my current account but he closed his few years bk but we have info on account number?

natweststaffmember

amberspy wrote: »

thanks for that
do u know how i can check my hubby s old bank account with same branch we both had seprate accounts mines is still open and is my current account but he closed his few years bk but we have info on account number?

You can't check his account but he can.

amberspy

natweststaffmember wrote: »

You can't check his account but he can.

thanks for that ur a star:beer:
also is it pointless try at the moment? should i do it now or wait ?

natweststaffmember

amberspy wrote: »

thanks for that ur a star:beer:
also is it pointless try at the moment? should i do it now or wait ?

Always start the process of reclaiming or you could be waiting a LONG time

amberspy

natweststaffmember wrote: »

Always start the process of reclaiming or you could be waiting a LONG time

hi again
do i need to be in hardship to claim as my bank acc is ok at mo ,mean not loaded but not not skint if that makes any sence money i get just lasts wk to wk:rolleyes:

Orford

amberspy wrote: »

hi again
do i need to be in hardship to claim as my bank acc is ok

No, the bank will put your claim on hold until the outcome of the OFT test case, but it will then be in the queue