My mother said......

[Deleted User]

Always try to be a bit independent from your DH. Save a bit in your own account for a rainy day

Know how to handle all the bills in your house, incomings and outgoings

I have always done that. I take full responsibility for all the spending that goes on in our home. I know exactly where the money goes. I don`t get housekeeping as I am in charge of all the money. Being in charge means that I can be more OS when I see a bill looming

This is real OS combined with modern woman

My mother taught me to be financially astute at a time when it was the done thing for the man of the house to take care of the finances

I made all my childrens clothes when they were young and every meal was hm. All this at a time when ready made was coming into fashion. My mother taught me to take care of the pennies

What long-lasting thing did your mum teach you?

Noozan

As a child, we never had ready food or convenience food in the house as my mother cooked everything from scratch. I used to have a little red stool in the kitchen and I would often sit and watch my mum and dad cooking. I remembered my dad always gave me a juicy roast duck leg and plum sauce to feast on if I was watching him chop up a duck. I watched alot of ducks being chopped!!

My mum taught me to grow veggies - well, she got us kids to go out and dig and weed the garden veggie plot whilst she watched from the back step, lol, but we enjoyed doing it.

They taught me to save for anything I wanted. If we ever wanted anything "big", we had to save at least 50% of the purchase price ourselves. i think this taught us to appreciate the value of our possessions. I still have a doll that took me nearly a year to save for. I also have a toy till that i got when i was 4 (I'm 28 now!) and it's still in the original box in immaculate condition as I put it away in the box everytime I finished playing with it.

DH and I have 3 joint bank accounts and I have one in my own name - this is because I still use my maiden name for work though. Our savings are in joint names. My wages go into my account and his goes into joint account. All bills, insurance etc come out of joint account, food shopping comes out of mine. We each spend what we want on a day to day basis but consult one another if it's a bigger purchase.

Nowadays, my mother can be a bit loopy so I take what she says with a pinch of salt, lol! I love her to bits though and do believe that she raised me well.

lynzpower

My grandmother says "if in doubt, dont" Simple, but has got me out of bad situations time after time

alice's_mum

My mum always said (and still does) never spend what you haven't got, which we do follow (most of the time), I got an allowance from about age 14 and had to use this to buy any "Frivolous" things, mags, makeup etc. It really made me careful about spending money. Coz If I spent it all I didn't get anymore until the next month.

She also taught me how to cook, everything from our favourtie scouse to profiteroles (sp). So my kids have much to thank nana for as they never have ready meals and fortunately don't have any silly allergies or reactions as there is no additives in any of our dinners. and this also saves us money.

Sweet_Pea_2

My mum also taught me not to buy anything on credit - "In our day, if you hadn't got the money for it you couldn't buy it" I heard time and time again, but OH and I have followed this and have saved for what we wanted.
She also cooked everything from scratch. She didnt enjoy cooking so our meals were fairly plain, but I enjoyed them. She now buys mainly ready meals for herself, and gets nagged by me about it. I didnt learn to cook from my mum but a lot of the basics I learnt at school, and by watching my MIL who is a plain cook, but enjoys it much more than my own mum.
My OH was raised in a similar way to me, to be sensible with money, save for what you want and dont get into debt. Our parents bought us up in a careful way which I would like to pass on to my own daughters, unfortunately our good work is being undone by my mum, who now is more comfortable finances wise than she used to be when I was growing up. She says that she will not have a lot to leave her grandaughters, therefore wants to spoil them whilst she is around to enjoy it. I can understand this, but I do worry that they are learning bad money habits already, as they only have to drop a few hints that they want something and my mum will usually chip in. Im trying to teach them something that my mum also taught me whan I was growing up, which is to appreciate everything that is given to or bought for you, whatever it is and always to say thank you. (Another one of her catch phrases is "manners cost nothing" which I also think is very important too.)

Jay-Jay_4

My Mother said...... "when it's brown it's done, when it's black it's bu**ered!"

glenstan

if you cannot afford to pay for it, you cannot afford to have it, this has worked for me for throughout my marriage, except of course for our morgage

chickadee

My mum taught me that the happiest home isn't necessarily the cleanest, tidiest or the one with the latest gadgets. We ate at the table as a family and she always made a pudding. I have learned however that a meal isn't over until my sweet tooth is satisfied!

Mum always made things from scratch. When I go to visit now it feels strange that she uses a microwave!

domino

I was told if you really want something, wait a month and see if you still really want it. If you do - use the next month to save for it. When you have the money saved, you might prefer to keep the savings!

[Deleted User]

My Mum was not the world's best cook, but a great Mum all the same .She taught my brother's and me that a cuddle was worth more than a cup-cake, and that courtesy costs nothing.
She never had a fraction of what the Mum's today have, and had survived the war and all the trials and tribulations that went with it. She always made sure that we never went to bed without something to eat, and in those days it couldn't have been an easy task.
She would have died rather than had a dirty step, her nets were always snowy white and her kids scrubbed within an inch of their lives.
When she went to the shops she always wore a hat, and hated to see people slouching along. Her backbone was straight as a ruler and god help the child that slouched.
She adored my Dad ,her kids, King and country, and proper coffee in that order. She instilled into us children the work ethic and to be honest and not to tell lies as there was always ' Him up there listening in'
She was quite an old-fashioned lady in a lot of ways but she was respected by her friends and neighbours for her honesty, and would help anyone if she could. She was never rich in a monatery way , but I think she found her pleasures in taking care of her husband and children.That was what she believed she was put on this earth for .It sounds very odd by today's standards but that was how she was and I wouldn't have changed her at all. She has been dead for over fifty years and I still miss her, and her soft Langside Glasgow accent.
I hope she would have been pleased at how her 'bairns ' turned out.She was just my Mum

recovering_spendaholic

My Mum always said that civility costs nothing and that your first instinct is usually the right one. She also had an abhorrence of debt and often went without so that us kids could have what we needed. She also told me the first time she met him that the doe eyed 20 year old rugby player I fell in love with was a good for nothing who would make me unhappy - it took 20 years before I realised she was right on that one!!