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Weekend 25th/26th July - What small DFW things have you done today?

pixiechick99
Posts: 3,731 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning lovely people:D This will be my last early morning post for a week or so as this time tomorrow I'll be in Ibiza:beer:
Up early to get packed and ready - all showered, now need to tidy up the house.
That's me on my lovely 5 week break - back to work on Sept 1st:T
Probably not the most DFW day, but will try and not spend too much on holiday, it is all inclusive, so shouldn't be too hard!
Off tomy sister's this afternoon sometime, no rush, off to the airport around 6.30 - flying at 9.50.
So.....see you all soon, have a lovely week:D
Here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important

Good morning lovely people:D This will be my last early morning post for a week or so as this time tomorrow I'll be in Ibiza:beer:
Up early to get packed and ready - all showered, now need to tidy up the house.
That's me on my lovely 5 week break - back to work on Sept 1st:T
Probably not the most DFW day, but will try and not spend too much on holiday, it is all inclusive, so shouldn't be too hard!
Off tomy sister's this afternoon sometime, no rush, off to the airport around 6.30 - flying at 9.50.
So.....see you all soon, have a lovely week:D
Here's my list:
- check banking
- daily scratch
- just paid car tax online
- lunch is rolls from freezer, dinner is Mcdonalds:o
- pack and tidy house
I really need to sort out a new signature!
0
Comments
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Today I will:
- [STRIKE]Post the book I sold on Amazon[/STRIKE]
- [STRIKE]Check online banking, and set up some automatic transfers into savings pot[/STRIKE]
- [STRIKE]Scratchcard -10p[/STRIKE]
- [STRIKE]Resist the urge to go on a shopping trip, and instead just pop into town for the essentials - [/STRIKE]perhaps go after 5 to take advantage of reduced cakes in Waitrose!
- Work on my '30 Things to do Before I'm Thirty', including read library book, listen to language CD, do some writing, watch DVD.
Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/090 -
Morning all
Today I will
Check online banking
Line dry washing (rain permitting)
Baking
Ironing
Clean bedroom
Read Book
Check for Mystery shop emails (i have 2 to do)
& Hopefull a nsd
Have a lovely holiday MillieMy finances are work in progress.Normal veiwing will resume shortly0 -
:DMorning All,
Have a lovely time in Ibiza Millie:D
This will be my last post probably till thursday as i am off to Oxford tomorrow for a few days holiday. Hopefully should be quite a cheap break as i am staying with the in laws. the train has only cost £31 return from manchester for me and my little girl as she is free under 5. My in laws live in a lovely cottage in a lovely quiet village so hopefully just going to chill out and do plenty of walking if its nice :rolleyes:
Ok list for today:-- Make tomato and basil soup for friends coming tonight
- Make home made chicken kievs
- make sandwiches and put in fridge for train tomorrow
- [STRIKE]Tidy up and put ironing away[/STRIKE]
- Post ebay item i sold
- [STRIKE]try and list atleast a couple of items on ebay before i go[/STRIKE]
- finish packing
- check online banking
- put change into change jar before i spend it
- Pay Centre Parcs balance for hols in Oct
- [STRIKE]Water coriander seeds i potted and pot some carrots & radish[/STRIKE]
- [STRIKE]check for some more mystery shops[/STRIKE]
have a good day all and i'll try and come back on to update before i go awayV 12500 B 8300 N 1900 Oct £51/£1550 -
Hello Everyone.
My plan for today is-
1) [STRIKE]Check online banking [/STRIKE]
2) [STRIKE]Complete the weight loss project for work[/STRIKE]
3) [STRIKE]Move loose change to the sealed pot[/STRIKE]
4) [STRIKE]Plan a menu for the next week so that I only buy food that I will eat[/STRIKE]
5) [STRIKE]Make a shopping list – shop online – look for bargains and cheaper alternatives.[/STRIKE]
6) [STRIKE]Complete the animal project for work[/STRIKE]
7) [STRIKE]Make a start on the ironing pile[/STRIKE]
8) [STRIKE]Make lunch and dinner in the kitchen – no take aways[/STRIKE]
9) [STRIKE]Walk dog[/STRIKE]
10) [STRIKE]Phone mum – use the landline as calls are free[/STRIKE]
11) [STRIKE]Catch up with emails[/STRIKE]
12) [STRIKE]Raise and chase invoices[/STRIKE]
13) [STRIKE]Complete the data entry project for work [/STRIKE]
14) Finally make a start on the telephones (Aim to make £5)
15) [STRIKE]Catch up with the washing[/STRIKE]
16) [STRIKE]Research and enter competitions and surveys[/STRIKE]
17) [STRIKE]Set up a new email account for competitions and surveys[/STRIKE].
18) [STRIKE]Look for a part time job[/STRIKE] - sadly nothing that I am interested in.
19) [STRIKE]Complete the eco project for work[/STRIKE]
20) [STRIKE]Aim for a NSD [/STRIKE]- success :j
I had a NSD yesterday and it is looking like another one today :j
Oh well guess I better get startedI am aiming to be debt free by the time I am 30 (May 2010)0 -
millyscarlett wrote: »When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning lovely people:D This will be my last early morning post for a week or so as this time tomorrow I'll be in Ibiza:beer:
Up early to get packed and ready - all showered, now need to tidy up the house.
That's me on my lovely 5 week break - back to work on Sept 1st:T
Probably not the most DFW day, but will try and not spend too much on holiday, it is all inclusive, so shouldn't be too hard!
Off tomy sister's this afternoon sometime, no rush, off to the airport around 6.30 - flying at 9.50.
So.....see you all soon, have a lovely week:DQUOTE]
Hope you have a good holiday.I am aiming to be debt free by the time I am 30 (May 2010)0 -
Hello!
This weekend I will mostly...- [STRIKE]Check my bank account[/STRIKE]
- [STRIKE]Pay £10 into monthly Car Tax pot[/STRIKE]
- [STRIKE]Pay £20 into monthly Car Ins/MOT pot[/STRIKE]
- [STRIKE]Pay £50 into monthly food pot[/STRIKE]
- [STRIKE]Pay gas bill £25.18[/STRIKE]
- [STRIKE]Pay interest off my card £35.01[/STRIKE] And another £50 to boot!
- [STRIKE]Request DD form to pay premium bonds monthly[/STRIKE]
- Register with OUBA
- Register for OU course
- Dye hair
- [STRIKE]Get some free exercise[/STRIKE]
- Finally finish current book
- Enter all listed comps
- [STRIKE]Phone ING to request internet login details[/STRIKE]
- List at least 3 items on Ebay
- Do ALL washing
- Appreciate weekend for what it is, without getting down about lack of money, friends nearby, things to do, or life being sorted....
NOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
Morning All
I haven't been able to post much this week as it has been so busy at work. I have got lots to do to catch up. OH and I are going to town tonight to see Hamlet at the theatre which will be nice - it's one of the Shakespeare plays I haven't seen/read! I've also got someone coming to see my spare room today with a view to renting it out. I am still having second thoughts but I will meet her and see if I like her and decide then.
My list for today:- Get the spare recylcing bin from garage and throw away all my recycling
- [STRIKE]Clean bathroom[/STRIKE]
- [STRIKE]Clean kitchen[/STRIKE]
- [STRIKE]Clean living room[/STRIKE]
- [STRIKE]Vacuum living room, hall and stairs[/STRIKE]
- [STRIKE]Check jobs email for suitable jobs [/STRIKE](didn't find one for me but did find one for my boss!)
- [STRIKE]Scratchie[/STRIKE] 10p!
- [STRIKE]Check bank accounts[/STRIKE]
- Prepare budget for August (get paid on Monday)
- Loaf in BM
- [STRIKE]Aim for a NSD[/STRIKE]
Waving to you all
urg x x0 -
Morning All
Millie – enjoy your holiday…if it is ok with everyone, I should be able to start the thread
Tina – enjoy your holiday in Oxford
Hello to everyone else who posts today
Today I have/will:
• Checked online banking
• Looked on the website of the local fabric shop (I am doing a dressmaking course in September) and got a 15% discount on all products on a certain day and a long term discount on patterns – not bad for ½ hours work
• Meals from storecupboards……Sainsbury’s basics marmalade is actually really good, I will continue buying it
• Enter comps online
• Have a LSD – meeting a friend for a coffee in town, should be a cheap day
• Go to the library after work to get a new book
• Look in the local papers for jobs in the local area
• Work on my 101 list
• Think of way’s to blag a gym session when I am in Liverpool
• Need to have a sort out of my clothes – mainly t-shirts that are stained, shrunk etc and move them to another set of drawers
Think that is about it…..have a great day everyone
Candy xxxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Morning all!
Oh no. Who is going to start the thread now?lol. Have a good holiday to everyone who is off on them.
Plan for this weekend is -
1/scratchies done and £10 duly withdrawn!
2/blitz house :eek: Not going too well with this....
3/family do tomorrow done now tired out
4/get 10 things on ebay :rolleyes: Not going too well with this...
5/update monthly totals and update.
6/keep updating my diary!! LOL Updated my diary for today. *HALO*
7/2 x NSDs hopefully. Just need to get some beer for tomo and that's it. other than should be fairly cheap weekend. nope no nsd for me today
8/try and do a few things off my odd job list. Have done a couple of things...
9/sort camera out for tomo Done
10/chill out a bit and enjoy OH and DSFinding this all to easy to do.....
11/look into massive electric bill :mad::eek: Looked into it. Need to make some calls on monday. Then switch!!!!!
Think that's about it. Have a good weekend all!
ETA - not doing great as OH has a hangover and i'm knackered too. So....but slowly slowly as they say. It is a saturday after all. Anyway going to do a bit of cleaning and that.DFW Nerd #11520 -
Morning everyone, today I will / have...
* Read newspapers online
* Answered 2 questions on ebay about items I am selling
* Will pack up a book I have sold on amazon
* Wash at 30
* Quidco clicks
* Sort out items I am selling at car boot tomorrow..weather permitting
* Have a lsd, were heading off for day in the countryside today
* Staying in later with love film dvd
* Finish libary book
Have a great day everyone, Milly - have a good holiday xLiving as simply as we can
Baby Girl Due 1/2/2016 :j0
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