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No claims discount after insurance has expired?

Woops! We have been without insurance for several months. How long does no claims discount last for? Never made a claim. Also, if you move home, do you start out again, or do you carry no claims discount with you?

Comments

  • jem16
    jem16 Posts: 19,780 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Most companies will accept your no-claims bonus for 2 years.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Don't know that's true. "No claim bonus" on house insurance is often only accepted if the cover has been continuous.

    Though it isn't a universal scheme amongst house insurers and you may find cheaper policies from other companies (not doing a "NCB") by shopping round.
  • jem16
    jem16 Posts: 19,780 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quentin wrote: »
    Don't know that's true. "No claim bonus" on house insurance is often only accepted if the cover has been continuous.

    My mistake - I didn't read the post properly and assumed car insurance.
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