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sygma bank

TheEffects
TheEffects Posts: 150 Forumite
Part of the Furniture 10 Posts Combo Breaker
in Credit cards
Hi,

Does anyone one what CRA sygma bank use for credit card?


Thanks

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    They check Equifax
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i think they only use equifax
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    yes thats right - I have a couple of credit cards from these and they only search Equifax.They have never searched Experian - only report to them.
  • mnomis
    mnomis Posts: 82 Forumite
    I've applied for a flybe card and they have checked equifax.
    Capital one £200 - bal nil. Aqua £350 - bal nil
    Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
    Very limit £400 - balance £329 (buy now pay 2011!)
  • TheEffects
    TheEffects Posts: 150 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    mnomis wrote: »
    I've applied for a flybe card and they have checked equifax.


    Thanks for that

    Did they do instant decisions or did you have to wait?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    they do instant decisions or you may we will let you know in 7 to 10 days
  • mnomis
    mnomis Posts: 82 Forumite
    seeya23 wrote: »
    they do instant decisions or you may we will let you know in 7 to 10 days

    The latter for me :mad:
    Capital one £200 - bal nil. Aqua £350 - bal nil
    Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
    Very limit £400 - balance £329 (buy now pay 2011!)
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    I didn't get an instant decision but still got a card. Had a few hiccups with them doing too many searches on my file but they rectified that really quickly - in fact they removed them all from my file - seem friendly on the phone and all. If you have applied, give them a call and they will tell you what the status of the application is x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • mparter
    mparter Posts: 409 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I don't have any searches on my Experian file but they do record account conduct with Experian.
This discussion has been closed.
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