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Do I have a case for financial hardship?
tight_scotsman_2
Posts: 9 Forumite
I've just sent off a letter to the bank asking for details of charges on my account and am wondering if I would be classed as in financial hardship.
I am currently £2100 into my student overdraft, £460 credit card debt, and £12,000 of student loan. I also had an overdraft of £600 that I have just paid off. My income after tax is £190 a week. I currently live with my parents as I cant afford a place of my own.
Does this count as financial hardship or would I actually have to get my own place and be missing rent/council tax payments for the bank to consider my case?
I am currently £2100 into my student overdraft, £460 credit card debt, and £12,000 of student loan. I also had an overdraft of £600 that I have just paid off. My income after tax is £190 a week. I currently live with my parents as I cant afford a place of my own.
Does this count as financial hardship or would I actually have to get my own place and be missing rent/council tax payments for the bank to consider my case?
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Comments
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I wouldnt think so.0
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tight_scotsman wrote: »I've just sent off a letter to the bank asking for details of charges on my account and am wondering if I would be classed as in financial hardship.
I am currently £2100 into my student overdraft, £460 credit card debt, and £12,000 of student loan. I also had an overdraft of £600 that I have just paid off. My income after tax is £190 a week. I currently live with my parents as I cant afford a place of my own.
Does this count as financial hardship or would I actually have to get my own place and be missing rent/council tax payments for the bank to consider my case?
I don't think you are in financial hardship but I doubt anyone in financial hardship have deliberately got themselves into difficulties to get the bank to partially payout their claim
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