Car advice please.

waterbaby

Kimberley,

I have a car which sounds just what you are after (no I am not trying to sell you it!). It's an eight year old 1.3 fiesta, and this is roughly what it costs me per year;

Tax - £110
Insurance - £220 (with four years NCD - it was £895 in my first year)
MOT/Service/maintenance - £600

I save £75 per month towards these costs, not including petrol. In the first year, it would have been about £125 as the insurance was higher. Your petrol will be additional to this, but will depend on your usage obviously.

I would say keep going with the driving lessons regardless of whether you can afford the car now. A driving license is a useful qualification to have, and when you become able to afford a car, it will be good to have the license already, rather than starting again.

Kimberley

Thanks waterbaby and Co :beer:

stefbate

For the last 2 years ive had a vauxhall vectra p reg, 1.8 . It was a sound car, like you i didnt use it much, about 30 miles a week at most, i spent about £15 on petrol a week, spurisingly the insurance wasnt a bad as expected with it being a 1.8. I think it was 450 the first year, i only had 1 years no claims. Things started to go wrong with it, so today i bought my SIL's renault megane scenic, its a T reg 1.6, so hopefully wont guzzle the petrol. And ive just done a pretendy quote on confused.com, and the cheapest was £282(3 years N/C). But obviously im just going to be tranferring it over on my existing insurance until it runs out in october.

Noozan

Kimberley wrote:

Some of you have cars, so you must know roughly how much a year you spend out on it

Ok...for my car (1598cc Astra)
Tax £3 per week
Insurance Fully Comprehensive £5 per week (with Direct Line, 3 years no claims)
MOT fee £0.77 per week
Servicing (Every 10k miles for me) £1.80 per week(This is an average figure as I alternate between short service and full service)
Petrol - its costs £37 to fill my tank and this will do 320 to 370 miles depending on whether it's motorway or running about town type driving. I put in about £20 of fuel every 10 to 12 days.

I have been lucky that my car has never had any major problems and other than having the timing belt changed last year (£32) it has never failed an MOT or needed any other works. It's going to need a new rear and middle exhaust soon though, for which I have been quoted £95.

Hope this helps.