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Should/can i claim?

speedycredit
speedycredit Posts: 8 Forumite
in Reclaim bank & credit card charges
Hi all,

I about to start the process of trying to get a default removed from my credit report. The company is GE and it was settled on 12/12/04. I was wondering if it would be worth trying to reclaim the PPI and additional charges placed on this account.

I have also got a credit card (Halifax) that I know I missed payment but I don’t think I had PPI on. I am still paying this back but do not use it or even have the card any more. Should I try or can i claim the additional charges back from this?

And lastly I had a default in 2004 for a NatWest card. This is settled, but can I try and reclaim the charges and PPI for this?


Thoughts?
thanks

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    The default from 2004 is due to go from your credit file next year.
    If you are reclaiming PPI then I would repost in the PPI forum and they can help. Any charges on a credit card can be reclaimed.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • speedycredit
    speedycredit Posts: 8 Forumite
    Thats correct, infact both of them will be removed next year - but can i claim when they are this old?
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    speedycredit wrote: »
    Thats correct, infact both of them will be removed next year - but can i claim when they are this old?
    6 years back so if its within that then 100% YEP
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
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