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Now we are even Poorer SOA

24

Comments

  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pass us one of those BOGOF fresh air pies sally.
    Knew there was a reason Hyno's debt busting went so quick :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • talana
    talana Posts: 1,077 Forumite
    BT Phone/Broadband - £45.00
    Does that mean your broadband is with BT as well as the phone?

    If that's per month it seems a wee bit pricey. I'm with BT too and my phone/broadband comes to about £82 per quarter (£27 ish per month).
    Little tip that worked for me - contact BT and ask for your MAC code (that's the code you need to move your broadband/switch ISP). You don't actually have to go through with the switch, and if their reaction was anything like the same as in my case they'll say "oh sorry to hear you're thinking about switching, can we offer you a discount to persuade you to stay with us?" ;)
    You never know, worth a call I'd say.
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    hey babes....... i never have anything valuable to contribute except to say you're fab and your DD is never gonna miss out on anything... you wouldn't let it happen, you're a model mum!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • krisskross
    krisskross Posts: 7,677 Forumite
    After 6 months your partner will lose the JSA and probably not be entitled to income based JSA as you are working. Although iguess your child tax credits would increase. Have you been assessed for working tax credits?

    Your motoring costs are a taking a large chunk of your income every month, is there any way these could be cut down?
  • sallyx
    sallyx Posts: 15,815 Forumite
    KK thanks for that I have no idea about how JSA works as neither of us have ever had to claim before. I would hope that he finds a job before 6 months :eek: anyway. I presume they have assessed for WTC, but who knows, we all know how useless they are!

    I know the motoring costs seem quite high but OH has to be able to get to job interviews otherwise the JSA will dry up. I have put in £75 for petrol but I aim to keep it under that where possible. I walk or cycle and the car is generally only used when really essential
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • sallyx
    sallyx Posts: 15,815 Forumite
    hey babes....... i never have anything valuable to contribute except to say you're fab and your DD is never gonna miss out on anything... you wouldn't let it happen, you're a model mum!


    Thanks Maz...I do try and if I have to start working nights stacking shelves (not that there are any of those jobs here atm) I will
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    How many hours a week do you work Sally?
    No longer using this account for new posts from 2013
  • sallyx
    sallyx Posts: 15,815 Forumite
    talana wrote: »
    Does that mean your broadband is with BT as well as the phone?

    If that's per month it seems a wee bit pricey. I'm with BT too and my phone/broadband comes to about £82 per quarter (£27 ish per month).
    Little tip that worked for me - contact BT and ask for your MAC code (that's the code you need to move your broadband/switch ISP). You don't actually have to go through with the switch, and if their reaction was anything like the same as in my case they'll say "oh sorry to hear you're thinking about switching, can we offer you a discount to persuade you to stay with us?" ;)
    You never know, worth a call I'd say.

    Yes its both with BT and I know its too expensive :mad: have tried telling OH that already! Will see what tricks I can try and will see if the Mac code request works!
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • sallyx
    sallyx Posts: 15,815 Forumite
    Gemmzie wrote: »
    How many hours a week do you work Sally?

    average of 16
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    sally I pay the same as you to BT.
    When I tried to get it reduced they just said I was tied in for however many months.
    Have you notified TC's of your change in circumstances?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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