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property "down valued" ?!?! PLEASE HELP
Comments
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Your application has been dealt with a person at a desk that says 'computer says no'.
Escalate your enquiry to a manager of Mortage Express (who, buy the way I have 47 mortgages with and know them to be a good lender)
The only reason they will not lend you the amount requested is if the property is over valued (is it) or if the surveyor didn't get his/her oats that night/morning.
Do you have a broker? If not ask to speak to a #superior' and rant and explain the situation..If they still refuse, rant and rave until you can speak to someone who has authority.
Best of luck
Tass0 -
Hi Sunflower,
I agree with Tassotti that ME are good lenders but they do mak mistakes. Last year they changed their computer system and as a result (story toooo long to tell) I ended up with Equifax being notified completely wrongly of a 4 month default by me. This has taken until now to sort out and a colour coded spreadsheet to work out what happened!
Hopefully its the fault of a minion pressing the wrong keys and someone higher up the food chain can sort it.
All the best,
Feej£2 saving: 2.5 cm in the bottom of a 500ml sprite bottle - not counting but might weigh from time to time...0 -
thanks - am hoping it is just a simple mistake
after all, they have given no reason to reduce my mortgage from 90% to 85%
am pretty annoyed at the broker sending the e-mail at 4.50pm the day before good friday
why couldnt they just ring me or leave it til tuesday, they have totally ruined my weekend
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Hey Sunflower any news yet??????No one said it was going to be easy!!
Sept GC £160:money:0 -
hya
spoke to them today n mortgage express admit they made an error
phew !!!!
it has now been passed to obtain mortgage offer
fingers crossed all will be ok from here
and thanks again everyone
:beer:0 -
Yay! Best of luck!0
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Fantastic really pleased for you
xNo one said it was going to be easy!!
Sept GC £160:money:0 -
Bit of undue stress you could have done without, I bet?
Sorted...now for the next thing...............0
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