We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
preventing payment via Visa debit
brettarider
Posts: 31 Forumite
in Credit cards
I've recently sold my car as it's surplus to requirements as I now have a company car when I phoned up to cancel the policy I've been told I'll have a £35 charge deducted from my card tomorrow then a further £85 on the 30th I think the £85 is a !!!! take to be honest. I can understand the cancellation fee but not the other amount which I think is the amount still owed minus the payments I've made already is/was insured by I buy eco.
0
Comments
-
brettarider wrote: »I've recently sold my car as it's surplus to requirements as I now have a company car when I phoned up to cancel the policy I've been told I'll have a £35 charge deducted from my card tomorrow then a further £85 on the 30th I think the £85 is a !!!! take to be honest. I can understand the cancellation fee but not the other amount which I think is the amount still owed minus the payments I've made already is/was insured by I buy eco.
What does the t&c say regarding cancellations?0 -
Not got them to hand I could however lift enough money from the bank and then report the card as lost and wait a few days until I get a new one. However would they chace me or chance of being hit with a CCJ?0
-
brettarider wrote: »Not got them to hand I could however lift enough money from the bank and then report the card as lost and wait a few days until I get a new one. However would they chace me or chance of being hit with a CCJ?
If it falls within the t&c, then there is no reason why they should not pursue you for outstanding payment even if you card is deactivated and they are unable to take a payment.0 -
I would check the t&c's they will tell you where you stand giving you a good idea.0
-
If you withdraw all the funds from your account and report the card lost they will take the payments anyway - result - you get stuffed for bank charges.
Please listen to what other posters have told - if the charges are within the terms and conditions you signed up for grin and bear it and pay up.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards