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Is a Visa-Debt card coveredby insurance??
Antony_Arnie
Posts: 1 Newbie
in Credit cards
Hi Guys my father has just been duped by a holiday scam and paid via his VISA-DEBT card, can anyone tell me if he is covered by insurance or not, I told him not because as it was a debt transaction (the funds have gone from his account) and insurance only comes into play if paid via a credit card???
Cheers
AA
Cheers
AA
0
Comments
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Yup, you're right, section 75 protection won't apply.
He can still register a dispute with his bank on the transaction on grounds of fraud."A child of five could understand this. Fetch me a child of five." - Groucho Marx0 -
the only thing you can ask for is bank to do a charge back0
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http://www.which.co.uk/advice/your-rights-when-paying-by-credit-card/chargeback-on-credit-and-visa-debit-cards/index.jsp
More info on the Visa chargeback scheme0
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