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IVA - options

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Hello,

My partner is currently in an IVA with a company called creditFix. i have some questions I would be graful if someone could help me with please;

1) Has anyone heard of 'CreditFix' adn are they reputable ?

2)Whilst in an IVA can someone else put a charge on the property or does the IVA agency (CreditFix)have total control over this now ?

3)Can you be forced to remortgage at the end of an IVA ? My partner owed 27k before the IVA and is repaying 9k back as determined by the IVA agency, I am concerned she will have to remortgage for the rest at the end of teh 4-5yr period ?

many thanks if you can help.
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