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Standard Bank Charges

I have 2 current accounts, HSBC and Halifax. I would like to open a new bank account elsewhere and as I am prone to charges would like to know which bank offers the lowest charges.

For example, when I a direct debit leaves my account and I do not have sufficient funds I am charged:

HSBC £25
Halifax £35

what do others charge?

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Or you could plan finances properly and have no charges?
  • my hours were halved at work
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    ahjohnson wrote: »
    my hours were halved at work

    People in debt free wannabe board live off £4k a year. Anythings possible.

    Getting an overdraft maybe cheaper than getting charges. I am pretty sure if you went into bank and explained they would find something for you.
  • masonic
    masonic Posts: 29,386 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you really can't ensure sufficient funds are in your account when a direct debit is taken, wouldn't the best solution be to cancel your direct debits and pay by other means?
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