We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Iva question
Hi all
Hoping someone can give me a bit of advice on an IVA issue please.
I entered into an IVA back in 2002 and duly completed this in 2006. However I received a phone call the other day and a letter to a very old address from Wescott chasing a debt on behalf of the RBS. Now upon checking this debt it does not appear on my completion IVA statement but it was added to my IVA but at a later date not when i first entered into it.
The debt was for around 2k and dates back to 2001. I have checked my credit file and it is not on there either. My credit file by the way is now clean and everything IVA related has been taken off as I have done the 6years.
Just a bit confused and angry that after all the hard work and stress going through the IVA that they can now pop up and start chasing me. I have spoken with them and sent them a copy of my IVA completion certificate but I was wondereing where I stood with all of this and whether they have a legal right to chase me. I am slightly worried that this was not on my completion statement but the debt is older than 6 years also.
Hope this makes sense if anyone can offer any advice it would be appreciated.
Thanks
Hoping someone can give me a bit of advice on an IVA issue please.
I entered into an IVA back in 2002 and duly completed this in 2006. However I received a phone call the other day and a letter to a very old address from Wescott chasing a debt on behalf of the RBS. Now upon checking this debt it does not appear on my completion IVA statement but it was added to my IVA but at a later date not when i first entered into it.
The debt was for around 2k and dates back to 2001. I have checked my credit file and it is not on there either. My credit file by the way is now clean and everything IVA related has been taken off as I have done the 6years.
Just a bit confused and angry that after all the hard work and stress going through the IVA that they can now pop up and start chasing me. I have spoken with them and sent them a copy of my IVA completion certificate but I was wondereing where I stood with all of this and whether they have a legal right to chase me. I am slightly worried that this was not on my completion statement but the debt is older than 6 years also.
Hope this makes sense if anyone can offer any advice it would be appreciated.
Thanks
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards