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should i claim? advice please.
reddick
Posts: 17 Forumite
at the moment i am in a debt management plan and one of my creditors is hsbc (managed loan £2150).I decided to work out my bank charges on my current account with hsbc and they total £2700! over the last 4 years.
Hsbc are being very nice at the moment and im frightened that if i put a claim in it will rock the boat!
could some one please advise.
thanks
may £9800:eek: july £7700!!!! jan £4500
dfd nov 2010:D
dfd nov 2010:D
0
Comments
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at the moment i am in a debt management plan and one of my creditors is hsbc (managed loan £2150).
I decided to work out my bank charges on my current account with hsbc and they total £2700! over the last 4 years.
Hsbc are being very nice at the moment and im frightened that if i put a claim in it will rock the boat!
could some one please advise.
thanks
The loan is a separate agreement so if they rock the boat you will burn the boathouse down
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:rotfl:thankyou for the reply and for making me laugh! all i want to do is pay my debts off asap and this would be a big chunk off.may £9800:eek: july £7700!!!! jan £4500
dfd nov 2010:D0 -
also as im not in financial hardship, (although skint and on a dmp!) should i just write a letter stating that im struggling and put down my outgoings? maybe they might offer whilst not accepting liability?
im so confused may £9800:eek: july £7700!!!! jan £4500
dfd nov 2010:D0 -
You can ask the question.also as im not in financial hardship, (although skint and on a dmp!) should i just write a letter stating that im struggling and put down my outgoings? maybe they might offer whilst not accepting liability?
im so confused
Do you have priority debt arrears(mortgage/rent, council tax, utilities)?0 -
no priorities! but i was thinking that they would have to wait a year for the managed loan to be paid back and if they settled it would be paid off immidiatly.(sp) (they arnt charging interest)may £9800:eek: july £7700!!!! jan £4500
dfd nov 2010:D0 -
OOps I misread your previous post. You can ask them the question but I doubt they will agree.no priorities! but i was thinking that they would have to wait a year for the managed loan to be paid back and if they settled it would be paid off immidiatly.(sp) (they arnt charging interest)0
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