Jacobs Bailiffs coming tomorrow -help needed

jeanhampton

aligerdie wrote: »

Has he entered your property already? That makes a difference here.

No he hasn't entered my property.

aligerdie

jeanhampton wrote: »

No he hasn't entered my property.

Do you have a copy of what you signed? If he hasn't entered your property, or listed any goods, do not open the door, lock all your windows, you don't even need to speak to him if you don't want to - he cannot break in.

If you have a car, move it away from your house.

I would strongly advise you to ring the council first thing in the morning. Stress the fact you are being pressured to pay more than you can afford.

Request they take the debt back, or at least intervene with the bailiffs and stop any more visits. explain you don't know what accounts you're paying, or how much you owe etc.

The bailiff knows you're frightened, and he probably knows that by putting pressure on you you're going to find money anyway you can. It just means he gets paid quicker.

fatbelly

Ames wrote: »

Fatbelly, she said that the bailiff talked her into signing something.

Hi Ames

Even if she signed a wpa, if he hasn't been into the property, it's may not be a valid levy as I understand it

There's a bailiff guide here
And a bit of googling revealed someone has dumped the CAB information system here and here
. Very naughty!

alm721

Would agree with the previous poster, do not open the door, lock all windows etc and ring the council first thing, if you feel you must comunicate with the baliff I would do so through an upstairs window and tell them that you are ringing the council and will not be paying anything until you have a record of what you owe and where the £700 went. The baliff cannot break in, if he trys to get in then ring the police.

Then speak to the council, explain you are willing to pay but cannot pay what is being asked by the baliff, they may still allow you to set up a payment scheme with them. If you do this though you must come up with something that you can afford to pay and then stick to it. If you fail to pay the baliffs will be back very quickly! Councils are usually pretty good at giving you forms to fill in detailing your money coming in in order to find a resonable amount for you to pay.
Good Luck.

cyril82

i wouldn't use the bailiff advice online website, you can't afford to be paying £1 a minute for phone calls and £5 a pop to read a document from what i have read so far.

I suggest you take a look at the directgov website, it tells you exactly what the bailiffs can and cant do, has links to debt charities who may be able to help and other free organisations including a free legal advice service called community legal advice. It sounds to me that the bailiff is using intimidation to squeeze money out of you And may not be operating within the letter of the law, either way you will be able to get the help you need for free from one of the organisations on this government website, here's the link and the very best of luck.

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/DG_10034289

Money_maker

aligerdie wrote: »

do not open the door, lock all your windows, you don't even need to speak to him if you don't want to - he cannot break in.

If you have a car, move it away from your house.

The bailiff knows you're frightened, and he probably knows that by putting pressure on you you're going to find money anyway you can. It just means he gets paid quicker.

Ensure the house is locked up tight.
Good luck.

aligerdie

cyril82 wrote: »

i wouldn't use the bailiff advice online website, you can't afford to be paying £1 a minute for phone calls and £5 a pop to read a document from what i have read so far.

Just to point out, I wouldn't normally recommend helplines which charge, however, when you're worried about bailiffs knocking on your door, advice on the end of the phone is priceless in my experience.

I phoned Herbies helpline when I had dealings with the lovely Rossendales, and I would use it again if I was in the same situation again (which I hope will not happen!)

Fire_Fox

jeanhampton wrote: »

Hi Jill,

Easier said than done.They are SO intimidating. i have told them about the 700, he said it was a different account that he wasnt dealing with so basically just tough, and just wants the money.

I know this 200 quid tomorrow i am offering won't be good enough, and he will probably tell me he will have to come back to collect my stuff.

I'm so worried

Don't talk to them at all - go to the park or a friends house with your little one OR lock all doors and windows, put some headphones and music on and jump on the daily chat thread. They cannot take your belongings without you letting them into your home to sign a walking possession; they cannot force there way in without a court order. You would have a chance to state your position in court before this happens.

You are vulnerable home alone with a new baby, ring the council and say this. If no joy ring the police and say you are being harrassed and intimidated by a bailiff. Again stress your vulnerable position.

cyril82

aligerdie wrote: »

Just to point out, I wouldn't normally recommend helplines which charge, however, when you're worried about bailiffs knocking on your door, advice on the end of the phone is priceless in my experience.

I phoned Herbies helpline when I had dealings with the lovely Rossendales, and I would use it again if I was in the same situation again (which I hope will not happen!)

I'm not criticising anybody, i didn't even know the website belonged to someone on here, i just don't think it is the best option for the op in this case since they have already stated they have absolutely zero disposable income and a young child, i'd therefore recommend that the op get some free help from some of the legal and debt charities on the directgov website.

i'm sure the other site is helpful if you can afford to pay for advice but it doesn't sound like the op can afford it really.

RAS

Hi

If the OP send a pm to Herbie21, she will be able to sort this out (providing her PMs are not full).

Although there is a charge for letters and phone calls on the web-site, she will provide help here free of charge and has been known to supply people with the password to teh web-site so people can use it free of charge.

OP

You need to ring the Council today and find out what amount the liability order was made for and for which year. That way you can work out how much extra fees have bene added. The maximum they can charge without a levy or WPO is £42 for two visits.

Whilist you are on, please chack that you are getting the full benfit entitlement you might be due if you income has changed.

And please do not open the door to the bailiff or sign anything. If you have a car, move it away from the hose and keep it away.

the bailiff cannot enter you house or unless you let them, so do not let them in. You need to keep windows and dors locked.