Vauquis no immediate answer

almost_there

Hi all just applied to vanquis, got a credit agreement emailed to me but response to application was " unable to give instant decision will contact in 7-10days) is this a decline or norm as i applied at 11.15 at night!

Brian1966

almost_there wrote: »

Hi all just applied to vanquis, got a credit agreement emailed to me but response to application was " unable to give instant decision will contact in 7-10days) is this a decline or norm as i applied at 11.15 at night!

Vanquis don't normally give an instant decision and even in the case of an auto-accept it will be Monday before you get a call when their systems go 'live' with the CRA's.
Given your limited credit described in earlier posts it is unlikely (but possible) to get an 'instant' acceptance, will more than likely go before an underwriter who SHOULD approve.
You will get a phone call within 7-10 days normally unless a backlog of applications.
Fingers crossed for you :T