Advise

KK9000

Hi,

Just a quick question, if your loans/credit cards are with DCA's can you claim bank charges back.

E.G Lloyds was £250 now £579 Could i claim that back?

Any help would do.

Thanks:rolleyes:

natweststaffmember

KK9000 wrote: »

Hi,

Just a quick question, if your loans/credit cards are with DCA's can you claim bank charges back.

E.G Lloyds was £250 now £579 Could i claim that back?

Any help would do.

Thanks:rolleyes:

Yes directly from the Original Creditors.

KK9000

natweststaffmember wrote: »

Yes directly from the Original Creditors.

Thanks for this, I have an outstanding debt for £9590 which i originaly took out £7500 and i paid back around 15 months @ £131. Since then i lost my job health got worse etc... I also took out payment protection which they did not accept for some reason when i lost my job.

So i can contact all my debtors.

What will happen for example with the £575 as it is double the original debt?

Many thanks:j

natweststaffmember

KK9000 wrote: »

Thanks for this, I have an outstanding debt for £9590 which i originaly took out £7500 and i paid back around 15 months @ £131. Since then i lost my job health got worse etc... I also took out payment protection which they did not accept for some reason when i lost my job.

So i can contact all my debtors.

What will happen for example with the £575 as it is double the original debt?

Many thanks:j

PPI and credit charges are easier to claim so I would start there first. Bank Charges can be left til last.