Citibank

telecomengineer

Hi All

Being new to credit, I tried to open an Abbey Bank account and they declined me and gave me a Basic Account with a cash card

Having read these forums, I decided to try for a Citibank account

I didn't push my luck as I just wanted a debit card so opted for the Citibank Access account and also ticked the box for a Flexible saver.

I have today received the welcome pack to say I have been accepted and will be getting a visa debit card - it would have taken at least 6 months with Abbey to get this so I am very thankful to the forum and Citibank for being sympathetic


Thanks:j

kadiea

That's great.. Congrarulations I would warn you that the citibank staff are very rude at times and you will only ever be considered for an overdraft if you have 1250£ going in for 3 months in a row.

telecomengineer

Thnaks for the advice, although I will be paying in around 2K a month so that shouldn't be a problem.

Do you know how they stack up in issuing a credit card, is this internaly scored also, would it be worth waiting 3-6 months and asking or do they pre-approve like HSBC?

Anyone with Citibank to confirm?