HBOS Balance Transfers

Katrina1977

Just need a little advice.

I currently have a Halifax credit card, but want to take advantage of cards that have a 0% balance transfer, and keep moving these around. I can’t obviously take advantage of any of the HBOS affinity and charity cards at the moment, but if I transfer my balance to another card (e.g. HBSC or Post Office), am I eligible to transfer back to an HBOS card, once I have been away, or will they pick up on the fact that I am just trying to dodge interest? First time doing this sort of stuff so any info would be appreciated. Thanks

The_Boss

Shift it and then shift it back AFTER the statement due date. That means you will have more time to make the next payments (almost 2 months instead of 1)

If the balance has been cleared to zero, there is no way they can come after you. I wouldnt do this more than twice in a short while though.

Just so you know, my Halifax card wont let me transfer money from my MBNA account.