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small debt with massive CC charges and Debt collectors
puddle_duck_2
Posts: 2 Newbie
this is my first time dealing with this and i am not sure where i start. in 2000 i had two Credit card with small amounts of debt, About £200 on the clydesdale card and £600 on capital one. i tried to get help at the time but they were not interested and so i stupidly buried my head. the amounts are both roughly £3000 and i have been putting the debt collectors off with the help of citizens advice as i am on sickness benefit and can not pay them at the moment. obviously the majority of the debt is card charges and i would like to deal with them and get rid of the worry. 
:confused i am wondering what the best plan of action is. please help. puddles
:confused i am wondering what the best plan of action is. please help. puddles 0
Comments
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You need to get the details of the charges over the last 6 years.puddle_duck wrote: »this is my first time dealing with this and i am not sure where i start. in 2000 i had two Credit card with small amounts of debt, About £200 on the clydesdale card and £600 on capital one. i tried to get help at the time but they were not interested and so i stupidly buried my head. the amounts are both roughly £3000 and i have been putting the debt collectors off with the help of citizens advice as i am on sickness benefit and can not pay them at the moment. obviously the majority of the debt is card charges and i would like to deal with them and get rid of the worry.:confused i am wondering what the best plan of action is. please help. puddles0 -
how do i do that and what about the charges from 2000 on wards?0
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http://www.moneysavingexpert.com/reclaim/credit-card-charges
You deal with the original creditor and NOT the DCA. ok?0
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